SAFE & SOUND® STAR RATINGS

Financial statement

ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK
1212 CHARITY STREET
ABBEVILLE, Louisiana 70510

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of December 31, 2013
Federal Reserve System Identifier 114774




Financial summary ($ in Thousands)
2013
12 months
2012
Year
Total Assets$55,963$45,918
Loans Receivable, Net46,96337,839
Mortgage-Backed Securities2844
Investments00
Deposits40,10832,699
Borrowings1,0000
Equity13,33812,129
Net Interest Income1,8681,779
Fee Income1,953816
Overhead2,4252,123
Net Operating Income1,8431,309
Net Income1,209856
Ratio Analysis Profitability%%
Return on Assets *2.431.90
Operating Return on Assets *3.702.91
Return on Equity *9.407.23
Net Interest Margin *4.034.35
Fee Income / Assets *3.921.81
Overhead / Assets *4.874.71
Efficiency Ratio56.5861.48
Asset Quality%%
Nonperforming Assets / Assets4.824.51
Nonperforming Assets / Equity & Loss Reserves19.4216.34
Loss Reserves / Nonperforming Loans29.2327.57
1-4 Fam Mtg + MBS / Assets51.6349.34
Commercial Real Estate Loans / Assets0.000.08
Construction Loans / Assets33.1434.01
Commercial & Industrial Loans / Assets0.000.00
Consumer Loans / Assets0.200.24
Capitalization%%
Equity / Assets23.8326.41
Tangible Capital / Tangible Assets18.0421.35
Risk-based Capital Ratio31.8134.46
Liquidity%%
Loans / Deposits117.09115.72
Non-Interest Bearing Deposits / Deposits7.417.44
Purchased Liabilities4.551.68

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us