Safe & Sound » Bank Ratings » ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK


SAFE & SOUND® STAR RATINGS

ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK

1212 CHARITY STREET
ABBEVILLE, Louisiana 70510

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of September 30, 2014
Federal Reserve System Identifier 114774




Financial summary ($ in Thousands)
2014
9 months
2013
Year
2012
Year
Total Assets$59,873$55,963$45,918
Loans Receivable, Net47,41846,96337,839
Mortgage-Backed Securities222844
Investments60000
Deposits44,48240,10832,699
Borrowings01,0000
Equity13,63013,33812,129
Net Interest Income1,4491,8681,779
Fee Income8671,953816
Overhead2,0272,4252,123
Net Operating Income5971,8431,309
Net Income3941,209856
Ratio Analysis Profitability%%%
Return on Assets *1.002.431.90
Operating Return on Assets *1.533.702.91
Return on Equity *3.979.407.23
Net Interest Margin *3.924.034.35
Fee Income / Assets *2.353.921.81
Overhead / Assets *5.244.874.71
Efficiency Ratio76.7556.5861.48
Asset Quality%%%
Nonperforming Assets / Assets3.244.824.51
Nonperforming Assets / Equity & Loss Reserves13.6519.4216.34
Loss Reserves / Nonperforming Loans30.7429.2327.57
1-4 Fam Mtg + MBS / Assets47.4251.6349.34
Commercial Real Estate Loans / Assets0.000.000.08
Construction Loans / Assets32.6033.1434.01
Commercial & Industrial Loans / Assets0.000.000.00
Consumer Loans / Assets0.180.200.24
Capitalization%%%
Equity / Assets22.7623.8326.41
Tangible Capital / Tangible Assets17.1518.0421.35
Risk-based Capital Ratio33.0831.8134.46
Liquidity%%%
Loans / Deposits106.60117.09115.72
Non-Interest Bearing Deposits / Deposits7.047.417.44
Purchased Liabilities3.134.551.68

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us