Safe & Sound » Bank Ratings » AMERICAN EXCHANGE BANK


SAFE & SOUND® STAR RATINGS

AMERICAN EXCHANGE BANK

151 NORTH 4TH STREET
ELMWOOD, Nebraska 68349

STAR RATING: 4 starstarstarstar
Predictive Indicator neutral
As of December 31, 2015
Federal Reserve System Identifier 1014451




Financial summary ($ in Thousands)
2015
12 months
2014
Year
2013
Year
Total Assets$42,161$41,946$40,772
Loans Receivable, Net28,40125,37124,788
Mortgage-Backed Securities374498439
Investments8,93810,0669,524
Deposits36,52535,86635,267
Borrowings6411,148649
Equity4,9794,9084,811
Net Interest Income1,5421,5471,459
Fee Income435244
Overhead1,3151,2431,215
Net Operating Income402313240
Net Income402313240
Ratio Analysis Profitability%%%
Return on Assets *0.900.730.57
Operating Return on Assets *0.900.730.57
Return on Equity *7.966.304.85
Net Interest Margin *3.723.963.79
Fee Income / Assets *0.100.120.10
Overhead / Assets *2.952.892.88
Efficiency Ratio70.1374.6576.18
Asset Quality%%%
Nonperforming Assets / Assets0.010.080.15
Nonperforming Assets / Equity & Loss Reserves0.110.641.15
Loss Reserves / Nonperforming Loans7600.001238.24703.33
1-4 Fam Mtg + MBS / Assets9.199.138.32
Commercial Real Estate Loans / Assets7.594.255.33
Construction Loans / Assets0.290.060.07
Commercial & Industrial Loans / Assets10.9610.7310.52
Consumer Loans / Assets2.382.033.03
Capitalization%%%
Equity / Assets11.8111.7011.80
Tangible Capital / Tangible Assets11.8111.7011.80
Risk-based Capital Ratio16.0416.3016.54
Liquidity%%%
Loans / Deposits77.7670.7470.29
Non-Interest Bearing Deposits / Deposits22.7423.9823.59
Purchased Liabilities4.936.214.57

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us