SAFE & SOUND® STAR RATINGS

Financial statement

AMERICAN BANK OF BAXTER SPRINGS
1201 MILITARY AVENUE
BAXTER SPRINGS, Kansas 66713

STAR RATING: 1 star
Predictive Indicator neutral
As of March 31, 2014
Federal Reserve System Identifier 1002953




Financial summary ($ in Thousands)
2014
3 months
2013
Year
2012
Year
Total Assets$104,193$105,490$98,948
Loans Receivable, Net46,38347,47253,803
Mortgage-Backed Securities14,64514,798114
Investments19,17416,07124,398
Deposits94,56296,41589,399
Borrowings000
Equity9,5188,9349,422
Net Interest Income5602,2022,502
Fee Income68321344
Overhead8282,9343,099
Net Operating Income-186-389-43
Net Income-186-389-42
Ratio Analysis Profitability%%%
Return on Assets *-0.34-0.38-0.04
Operating Return on Assets *-0.34-0.38-0.04
Return on Equity *-3.86-4.25-0.44
Net Interest Margin *2.332.302.64
Fee Income / Assets *0.300.310.33
Overhead / Assets *2.932.852.96
Efficiency Ratio128.97115.28101.71
Asset Quality%%%
Nonperforming Assets / Assets11.958.759.95
Nonperforming Assets / Equity & Loss Reserves97.5375.3075.96
Loss Reserves / Nonperforming Loans31.1146.1144.68
1-4 Fam Mtg + MBS / Assets22.7422.719.51
Commercial Real Estate Loans / Assets26.4826.6532.03
Construction Loans / Assets2.992.744.50
Commercial & Industrial Loans / Assets3.924.195.67
Consumer Loans / Assets1.441.571.36
Capitalization%%%
Equity / Assets9.138.479.52
Tangible Capital / Tangible Assets9.138.479.52
Risk-based Capital Ratio19.8518.1416.78
Liquidity%%%
Loans / Deposits49.0549.2460.18
Non-Interest Bearing Deposits / Deposits18.1216.1616.18
Purchased Liabilities5.515.705.33

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us