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SAFE & SOUND® STAR RATINGS

Financial statement

UNIVERSITY
139 Rangeley Rd
Orono, ME 04469

STAR RATING: 3 starstarstar
Predictive Indicator neutral
As of December 31, 2012
Credit Union ID 63133




Financial summary ($ in Thousands)
2012
12 months
2011
Year
2010
Year
Total Assets$211,505$192,912$194,407
Loans Receivable, Net166,398153,484154,220
Investments23,09121,23620,115
Shares & Deposits163,183153,828145,731
Borrowings25,64418,23729,326
Equity20,26218,77217,563
Net Income1,5051,220784
Ratio Analysis Capitalization%%%
Net Capital / Assets9.589.739.03
Capital / Assets10.0110.059.33
Asset Quality%%%
Nonperforming Assets / Assets1.191.051.19
Nonperforming Assets / Equity & Loss Reserves11.8710.4612.76
Loss Reserves / Nonperforming Loans36.48
Credit Card Loans / Assets0.000.000.00
Earnings%%%
Return on Assets *0.730.630.42
Efficiency Ratio81.7185.4386.37
Overhead / Assets *4.664.744.56
Liquidity%%%
Loans / Deposits101.9799.78105.82
Cash + Equivalents / Assets4.373.054.71

* Calculations are based on the latest four quarters of income and expense.
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CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.41% 0.41%
1 yr CD
0.62% 0.62%
5 yr CD
1.23% 1.23%
1 yr jumbo CD
0.65% 0.64%
Compare rates:
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