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SAFE & SOUND® STAR RATINGS

Financial statement

CONSUMER
311 CCU BLVD
GREENEVILLE, TN 37745

STAR RATING: 4 starstarstarstar
Predictive Indicator + (improve)
As of December 31, 2012
Credit Union ID 60056




Financial summary ($ in Thousands)
2012
12 months
2011
Year
2010
Year
Total Assets$283,218$264,327$244,772
Loans Receivable, Net177,050147,337144,909
Investments73,92586,11167,134
Shares & Deposits248,260232,848216,829
Borrowings000
Equity32,54529,30925,960
Net Income3,0662,7012,450
Ratio Analysis Capitalization%%%
Net Capital / Assets11.4911.0910.61
Capital / Assets11.8011.3710.91
Asset Quality%%%
Nonperforming Assets / Assets0.030.060.11
Nonperforming Assets / Equity & Loss Reserves0.220.501.01
Loss Reserves / Nonperforming Loans1210.73
Credit Card Loans / Assets0.420.480.50
Earnings%%%
Return on Assets *1.101.031.01
Efficiency Ratio66.3368.5867.56
Overhead / Assets *2.352.422.25
Liquidity%%%
Loans / Deposits71.3263.2866.83
Cash + Equivalents / Assets27.6137.558.78

* Calculations are based on the latest four quarters of income and expense.
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CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.41% 0.45%
1 yr CD
0.62% 0.67%
5 yr CD
1.23% 1.24%
1 yr jumbo CD
0.65% 0.64%
Compare rates:
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