Safe & Sound » Bank Ratings » SAGINAW MEDICAL


SAFE & SOUND® STAR RATINGS

SAGINAW MEDICAL

PO BOX 6160
SAGINAW, MI 48608

STAR RATING: 3 starstarstar
Predictive Indicator + (improve)
As of March 31, 2016
Credit Union ID 20007




Financial summary ($ in Thousands)
2016
3 months
2015
Year
2014
Year
Total Assets$127,598$125,689$120,515
Loans Receivable, Net55,08055,07645,672
Investments55,48953,45659,720
Shares & Deposits113,426111,578106,956
Borrowings000
Equity13,65413,41512,930
Net Income-7445463
Ratio Analysis Capitalization%%%
Net Capital / Assets10.7010.6710.73
Capital / Assets10.8510.8010.90
Asset Quality%%%
Nonperforming Assets / Assets0.240.210.23
Nonperforming Assets / Equity & Loss Reserves2.231.972.10
Loss Reserves / Nonperforming Loans60.459.6675.53
Credit Card Loans / Assets6.206.826.50
Earnings%%%
Return on Assets *0.230.360.39
Efficiency Ratio96.4688.8989.29
Overhead / Assets *3.763.613.42
Liquidity%%%
Loans / Deposits48.5649.3642.70
Cash + Equivalents / Assets26.9723.9418.19

* Calculations are based on the latest four quarters of income and expense.
Modify Search

Connect with us