SAFE & SOUND® STAR RATINGS
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Credit Unions, first heritage


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Institution State ZIP Asset Size Star Rating Memo Financial
Statement
FIRST HERITAGE NY 14870-1349 $100 million - < $1 billion
Memo Statement

Ratings structure

Presented below is an explanation of Bankrate's Safe & Sound rating system for commercial banks, savings institutions and credit unions:

Safe & Sound® rating system

Star rating Definition
5 stars Superior
4 stars Sound
3 stars Performing
2 stars Below peer group
1 stars Lowest rated
Not Rated "NR" Complete data not available
Closed Institution is closed
G Designates high growth
* Effective with the Q1 2013 update, we will no longer be rating small credit unions with assets of less than $5 million.
   
4 or 5-star institutions: See our awards download page

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