SAFE & SOUND^® STAR RATINGS

Banks/Thrifts, flushing savings

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Institution	State	ZIP	Asset Size	Star Rating	Memo	Financial Statement
FLUSHING SAVINGS BANK, FSB	NY	11042	$1 billion - < $5 billion		Memo	Statement

Ratings structure

Presented below is an explanation of Bankrate's Safe & Sound rating system for commercial banks, savings institutions and credit unions:

Safe & Sound^® rating system

Star rating	Definition
	Superior	See our awards download page.
	Sound	See our awards download page.
	Performing
	Below peer group
	Lowest rated
Not Rated "NR"	Complete data not available
Closed	Institution is closed
G	Designates high growth

4 or 5-star institutions: See our awards download page

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CDs Overnight Averages

Product	Yield	+/-	Last week
6 month CD	0.45%		0.41%
1 yr CD	0.65%		0.65%
5 yr CD	1.24%		1.22%
1 yr jumbo CD	0.65%		0.65%

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