Man attaching gutters
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Gutters are critical infrastructure for your home. Gutters keep rainwater from pooling on the ground near a home’s foundation, and they help prevent basement flooding.

Clogged or broken gutters can cause costly damage, so maintaining them is a key task for homeowners. If gutters are not cleaned routinely, they can attract rodents or get so heavy that they pull away from the house.

Residential gutters are made of horizontal sections that attach at the roof edge with vertical downspouts that carry water down and away from the roof. A typical house will require 125 to 200 feet of gutters, on average, with downspouts installed every 35 feet. Most residential gutters come in two sizes: 5 inches, which come with 2-by-3inch downspouts, and 6 inches, which come with 3-by-4-inch downspouts.

Gutters usually are sold by the linear foot, although it may depend on the type of gutter. There are many options when it comes to choosing the right gutters for a home, so the cost can vary greatly. The national average cost to install home gutters is $1,050 to $2,400 per 200 feet. If you install your own gutters, it will cost you between $625 and $1,800.

If your house needs gutters, but the cost will set you back, a personal loan might be the perfect financial tool.

Types of gutters

Gutters come in a wide variety of materials, including aluminum, PVC, vinyl, galvanized steel, wood and copper.  PVC and vinyl gutters are the cheapest while copper is the most expensive.

Here is a cost breakdown for non-seamless gutters installed by a professional. This includes the price of materials and downspouts.

  • Vinyl/PVC gutters will cost $3 to $5 per linear foot. This option is easy to maintain since they do not rust, but they do not hold up well over time.
  • Aluminum gutters are $4 to $9 per linear foot. Like vinyl, aluminum is easy to maintain but is not very durable or sturdy.
  • Wood gutters average $16 per linear foot. Wood gutters are not very common.
  • Galvanized steel gutters are $4 to $8 per linear foot. They’re a popular choice as they are attractive and hold up well in most climates.  
  • Copper gutters run $15 to $25 per linear foot. They don’t rust and last a long time.

Seamless gutters are easier to maintain and less likely to clog. They come in a variety of materials, with vinyl being the cheapest and copper the most expensive. These gutters must be installed by a professional because they do not come in sections and are cut on-site.

  • Vinyl: $3 to $5 per linear foot
  • Aluminum: $5 to $8 per linear foot
  • Steel: $8 to $10 per linear foot
  • Copper: $15 to $25 per linear foot

Other factors that influence cost

Beyond the type of gutter, there other factors that can influence the cost of gutters.

  • Size and design of a home: A one-story, ranch-style home will cost less than a home with multiple stories and/or a steep roof.
  • Condition of existing gutters: If gutters haven’t been well-maintained, installers may charge extra to clean and repair them.
  • Haul and disposal fees: If you are having gutters replaced, you need to haul away the old ones. A professional may include this service in the cost of installation. The cost to haul away and dispose of old gutters ranges from $40 to $100.

Use Bankrate’s calculator to figure out how much house you can afford to buy.

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