Managing Debt
Whether you are looking to consolidate credit card debt or are looking for complete debt relief, get the advice and tools you need to manage your debt.
Debt Basics
Latest Articles
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How to negotiate a debt settlement
You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.
6 min read Nov 08, 2023 -
What is a delinquent account?
A delinquent account can have negative effects on your finances and credit card.
5 min read Nov 08, 2023 -
What is a balance transfer fee? Here is everything you need to know
Balance transfer fees are hard to avoid, but that isn’t always a bad thing.
6 min read Nov 06, 2023 -
Alternative ways to pay down credit card debt
Here’s how you can pay down your credit card debt — without a debt consolidation loan.
6 min read Nov 03, 2023 -
Can bankruptcy stop wage garnishment?
You don’t need a lawyer, but you do need to take these steps to protect pay through bankruptcy.
4 min read Nov 03, 2023 -
Is 401(k) safe in bankruptcy?
Retirement money is safe in bankruptcy, as long as you keep it in the right place.
4 min read Nov 02, 2023 -
Considering bankruptcy? It could cost more than you think
You have to pay to initiate bankruptcy, and that’s just the beginning.
5 min read Nov 02, 2023 -
Coping with debt when you’re laid off
If you’re worried about how job loss might affect your debt, here’s what you need to know.
8 min read Nov 02, 2023 -
How making $80K a year in America can still lead to financial distress
Here’s why making “good money” may no longer be enough to avoid financial insecurity.
7 min read Nov 02, 2023 -
The first step to paying off debt
Like a journey of a thousand miles, paying debt begins with a single step.
6 min read Nov 02, 2023