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Overnight Averages*

Type		Today	+/-	Last Week

	30 yr fixed mtg	5.82%		5.77%

	15 yr fixed mtg	5.42%		5.36%

	5/1 ARM	5.21%		5.24%

	30 yr fixed jumbo mtg	7.05%		7.09%

	5/1 jumbo ARM	6.11%		6.19%

BASICS SERIES

Mortgage Basics

Follow the process from house hunting
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•	How much can I afford?
•	How much is my payment?
•	What documents do I need?
•	What is a home inspection?
•	What is the closing?
•	Can I remove PMI?

CALCULATORS

Fixed vs. adjustable rate -- Which is right?

Rent or buy? -- Which makes sense?

Found your dream home? -- Can you afford it?

Mortgage payment -- Calculate monthly cost.

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TOP MORTGAGE STORY

Paying mortgage points seldom worth it

Home buyers often fork over extra money to buy down their interest rate but it's not always a good idea.

Other featured articles

Mortgage rates skyrocket

Debt-to-income ratio is vital

1.	Check where rates are now
	Mortgage rates back down -- Rates fall.

2.	Learn where rates are headed
	Our experts tell you what to expect.

3.	Find the average rates in your city: 30-year fixed rates 15-year fixed rates 5/1 ARM rates 30-year jumbo rates

4.	Follow mortgage trends
	Keep up to date, read this daily mortgage blog from mortgage writer Holden Lewis.

5.	Crunch the numbers
	15 vs. 30 years Should you pay points? Fixed vs. adjustable?

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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

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