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Financial Literacy - Budgeting Click Here
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Budgeting toolkit
Use these work sheets, calculators and money-saving tips to guide your financial planning.
 The simple art of budgeting » Notify me of the next issue 
Spending plan worksheet

   Spending plan
Instructions: 1. Calculate monthly net income in box 1
2. Estimate monthly expenses (sum of fixed (2a), controllable (2b) and monthly portion of periodic expenses (2c)
3. Compare income and expenses and make adjustments

1. Monthly net income
  Net* monthly wages $______________  
Net monthly wages of others in home $______________
Public assistance/food stamps $______________
Unemployment/disability $______________
Child support/alimony $______________
Social Security/retirement $______________
Other $______________
Other $______________
Total monthly net income $______________
* After tax withholding and other deductions
Reproduced with the permission of Michigan State University Cooperative Extension
 
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