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Top 20 frugal $ense tips
Here are the 20 best tips culled from your entries in this month's Frugal $ense contest. Click on any of the links to read a tip and rate it. You may rate as many tips as you'd like, but please only once per tip. See rules.

The tip with the highest average at the end of the month earns the tipster $100!

Jacque Zirtzman of Manchester, Iowa, won $100 for her cost-cutting tip, which was rated No. 1 by Bankrate readers last month. For more information on this tip and its author, read our interview with the Frugal $ense contest winner.
 

Winning tip:

Save money by reflecting sun away from windows
"When you are faced with unwanted heat coming through windows, yes, you can buy lots of different things on the market to keep the heat out. But if you go to the camping section at your discount store, for approximately $1.98 you can buy a solar camping blanket, all folded up. One blanket will do three typical windows and reduces heat by 40 percent or more, making the house dramatically cooler. If you use air conditioning, this makes it work less hard. I did put a piece on the exterior of my window air conditioner to repel the heat, and that helped it work without so much effort. "
Jacque Zirtzman, Manchester, Iowa

Top 20 money-saving tips
ENTERTAINMENT
 Free Fun
 Use your Tax Money!

AUTOS
 More gas for me
 Two For One Job

HOUSE
 Clean your microwave and save money with pasta!
 Sharing your house and finding friends
 Learn to do it yourself
 Lesson for my teen!
 Have a beautiful garden for FREE
 Homemade dryer sheets
 Gardening tip
 Inexpensive pads for ready-to-use mop
 Save money on toys
 
ENERGY
 Grass: Going,Going, Gone!
 Cut down on your laundry load
 Solar Energy
 Maximize your Gas Savings

VACATION
 No gas, no tolls, no restaurant bill, no gym fee, plus catching dinner.


GROCERIES
 Save on milk
 Always call your neighbors
 

Enter the contest
Enter your money-saving tip now -- you could win $100! Submit your tip

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