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COMPARE INTEREST RATES
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Rate Update
Home prices have fallen. Looking for a new home? Find a great mortgage rate here.

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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 5.34% 5.51%
15 yr fixed mtg 4.94% 4.92%
5/1 ARM 4.94% 4.84%
30 yr fixed jumbo mtg 6.49% 6.54%
5/1 jumbo ARM 5.24% 5.23%
About this index
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 5.87% 5.81%
$50K HELOC 5.87% 5.79%
$30K Home Equity Loan 8.80% 8.76%
$50K Home Equity Loan 8.85% 8.81%
$75K Home Equity Loan 8.84% 8.80%
About this index
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 7.14% 7.15%
48 month new car loan 7.30% 7.30%
60 month new car loan 7.40% 7.39%
36 month used car loan 7.77% 7.78%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 1.38% 1.33%
1 yr CD 1.73% 1.76%
5 yr CD 2.58% 2.61%
1 yr IRA CD 1.54% 1.57%
5 yr IRA CD 2.50% 2.41%
About this index
Rates may include points
RATE TRENDS THIS WEEK

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Learn where rates are headed. Bankrate surveys mortgage experts weekly.
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    CALCULATORS
    Mortgages:
    Amortization & payment
    CDs & investments:
    Determine your net worth.
    Auto loans:
    Should I buy new or used?
    Home equity:
    Loans vs. lines of credit
    Debt management:
    Debt pay-down adviser.
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    NEWS THIS WEEK
    Is agent commission negotiable?
    When it comes to commisions, don't be too cheap. You usually get what you pay for -- or even less.
    4 steps to refinance your mortgage
    Mortgage rates are falling again. Here are some questions to consider if you plan to refinance your loan.
    Dirt-cheap loans on new homes
    Homebuilders are offering discounted interest rates, hoping to lure buyers back into the market.
    5 tips for buying a foreclosed home
    To find a great deal on a foreclosed home, do the legwork first. Here's what you need to know.
    Bankrate's Interest Rate Roundup
    See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs.
    5 scams that spread like a virus during a recession
    Thieves thrive when economic times are tough. Here are a few tips to avoid fraud and protect your money.
    Time to take on risk for higher yields?
    It's tempting today to consider investments offering higher yields, but for short-term goals, safety comes first.
    More personal finance news »
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