Instruction: Print out and save this page to ensure a smooth transition from one credit card to another. First, gather some information on your old card. Dig out your most recent bill and a copy of the current agreement with the old credit card, plus the agreement with the new card company.
Old card
Toll-free number for customer service
Account
No.
Balance
$
APR
%
Grace period
days
Due date
New card
Toll-free number for
customer service
Account
No.
Balance
$
Introductory APR
%
Date intro rate expires
Date balance
transfer APR expires
Fees for
balance transfer
$
Annual fee
$
Grace period
days
Due date
Print
out the form now. (Your information
will not be saved by us). Now that you
have the necessary information, you're
ready to make the transfer. Follow these
steps in order, checking them off one
at a time.
Credit
card account close-out procedure
Send minimum payment to old company by
due date.
Sign up for new card.
Complete
balance-transfer form.
While balance is pending, continue
to make minimum payments by due date to old card.
Receive notice of balance transfer
to new company.
Call old company to verify
balance transfer.
Receive billing statement with
zero balance from old card company.
Close old account by calling
or writing the issuer. Ask the issuer to note in any statement
to a credit bureau that the account was closed at the
customer's request.
