Budgeting work sheets: Create your family budget

Financial Literacy - Budgeting

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Spending plan worksheet

Spending plan

Instructions:	1.	Calculate monthly net income in box 1
	2.	Estimate monthly expenses (sum of fixed (2a), controllable (2b) and monthly portion of periodic expenses (2c)
	3.	Compare income and expenses and make adjustments

1. Monthly net income

	Net* monthly wages	$______________
	Net monthly wages of others in home	$______________
	Public assistance/food stamps	$______________
	Unemployment/disability	$______________
	Child support/alimony	$______________
	Social Security/retirement	$______________
	Other	$______________
	Other	$______________
	Total monthly net income	$______________

	* After tax withholding and other deductions

Reproduced with the permission of Michigan State University Cooperative Extension

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