Mortgages and how they work
Key elements of mortgage loans -- From what goes into each payment to a plain-talk explanation of how amortization works.

What's better, a fixed or adjustable rate? -- How the choose between the low initial cost of the adjustable rate mortgage and the payment security of a fixed rate plan.

10 questions to ask before you sign a mortgage -- Here are the 10 key questions to ask at application time to help you find the best overall mortgage loan.

A look at available options
Pros and cons of VA loans -- The no-money-down option helps, but they're not for everyone.

Differences between FHA and conventional mortgages -- One major distinction is that you don't need much of a down payment for FHA.

Other types of mortgages -- The mortgage market is more diverse than many think. Here are eight more ways to finance a home.

Alternative ways to finance -- Choices for borrowers expand to include zero-down, portable, interest only, hybrid and no-interest piggyback loans.

Getting the best deal for you
Beating the down payment blues -- See the rate you want, but don't have the cash you need? Don't despair. There are plenty of ways to find help.

How to avoid PMI premiums -- Sometimes, homeowners can drop private mortgage insurance earlier than the normal rules allow.

Finding a mortgage online -- Home buyers can bypass the yellow pages and go online to search for the best rates and apply for loans.