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  Wednesday, May 14, 2008  
 
  
Welcome, $firstname

Lenders are freezing access to home equity loans and lines of credit. What can borrowers do to keep the cash flowing?

» 4 home equity borrowing pros, cons -- Leveraging the equity in your home can be a savvy financial move or a step backward.
Plus: The cost of home equity loan Add Alert
» Keeping liquid when home equity is frozen -- If your HELOC is frozen, here are four solutions to keep the cash flowing.
Plus: Ask lender to thaw frozen equity Add Alert

» How much equity do you have in your home? -- Use this simple work sheet to figure out how much you've got.
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Readers' corner
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Share your best tip for helping kids use money frugally for a chance to win $100 in Bankrate's monthly Frugal $ense contest.
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Inside look at rate trendsHome equity tools
Rate Roundup
› Weekly look at the status of interest rates
Your Best Interest Report
›Daily interest rate averages in your area
Bankrate blogs
›Mortgage Matters: Free house if man dies
› Fed: Job market goes from bad to worse
› Plastic Rap: Discover's new default policy
› Eye on IRS: Three tax deadlines looming
Home equity calculators
›Can you borrow from your home equity?
›Home equity loans vs. HELOC
›Calculate your payment
Home equity basics
›FAQ on home equity uses
›Making home equity work for you
› Compare home equity loan offers
›4 more ways to tap equity
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WATCH OUT FOR THESE RISKS!
»

Risks of high LTV loans -- Watch out: High loan-to-value, or LTV, products raise can put a borrower in debt for more than a home is worth. Plus: Balloon loan pitfalls Add Alert

» Scam artists -- There are some dishonest lenders out there, willing to take advantage of your desire for cash and cheat you out of your equity. Plus: Dealing with fraud
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National Home Equity Rates
$30K HELOC 4.84%
$50K Home Equity Loan 7.62%
$75K Home Equity Loan 7.69%
Rate Alerts

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