Dear Terry,
I recently purchased a new car by putting $700 down. I received a notice today that the car dealership has exercised its rescission rights and I have to return the car. Do I get my down payment back?
-- Dale

Dear Dale,
I assume the issue is that the dealership let you have the car on the condition it could get you financed. Most contracts contain language that allows the dealership to demand the car back if it can't complete the deal. You should get your down payment back, but there could be an issue of wear and tear for the time you had it. Good luck.

Here are this week's readers' questions:

• No-haggle pricing can mask hidden costs • Should I use home equity to buy a car? • How can I clarify why my car was repossessed? • Will I get my down payment back after rescission?

If you have a question for Terry, e-mail him at Driving for Dollars. Save money on your car -- sign up for Bankrate's new weekend Car & Money newsletter