|
|
|
RANK
|
18-MONTH CD
|
STARS
|
| 1 |
GMAC Bank , 866-246-2265
|
****
|
| 2 |
Discover Bank, 800-347-7000
|
*****
|
| 3 |
Advanta Bank Corp. , 800-788-2632
|
****
|
|
RANK
|
MONEY MARKET ACCOUNT
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
UmbrellaBank.com, 888-639-7688
|
*
|
|
RANK
|
1-MONTH CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Beal Bank Nevada, 866-375-3500
|
****
|
| 3 |
Allstate Bank, 877-794-2265
|
**
|
|
RANK
|
IRA - 1-MONTH CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
*
|
| 2 |
Champion Bank, 314-292-6000
|
*
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
IRA - 2-MONTH CD
|
STARS
|
| 1 |
M&T Bank, NA, 800-528-6532
|
****
|
| 2 |
First NB of Baldwin County, 251-943-5656
|
*
|
| 3 |
Champion Bank, 314-292-6000
|
*
|
|
RANK
|
2-MONTH CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Beal Bank Nevada, 866-375-3500
|
****
|
| 3 |
Downey S&L Assn, 800-9Downey
|
*
|
|
RANK
|
3-MONTH CD
|
STARS
|
| 1 |
Nexity Bank, 877-738-6391
|
*
|
| 2 |
GMAC Bank , 866-246-2265
|
****
|
| 3 |
UmbrellaBank.com, 205-951-7307
|
*
|
|
RANK
|
IRA - 3-MONTH CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 2 |
American Bank, 888-366-6622
|
***
|
| 3 |
Transportation Alliance Bank, 801-624-4558
|
****
|
|
RANK
|
IRA - 18-MONTH CD
|
STARS
|
| 1 |
Imperial Capital Bank, 866-413-5626
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
Stonebridge Bank, 800-807-1666
|
**
|
|
RANK
|
6-MONTH CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
GMAC Bank , 866-246-2265
|
****
|
| 3 |
Nexity Bank, 877-738-6391
|
*
|
|
RANK
|
1-YEAR CD
|
STARS
|
| 1 |
GMAC Bank , 866-246-2265
|
****
|
| 2 |
Corus Bank, 800-989-5101
|
**
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
|
RANK
|
IRA - 1-YEAR CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
*
|
| 3 |
UmbrellaBank.com, 205-951-7307
|
*
|
|
RANK
|
IRA - 2-YEAR CD
|
STARS
|
| 1 |
Imperial Capital Bank, 866-413-5626
|
*
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 3 |
UmbrellaBank.com, 205-951-7307
|
*
|
|
RANK
|
2-YEAR CD
|
STARS
|
| 1 |
GMAC Bank , 866-246-2265
|
****
|
| 2 |
Discover Bank, 800-347-7000
|
*****
|
| 3 |
Capital One Direct Banking, 800-564-7426
|
****
|
|
RANK
|
IRA - 2-1/2 YEAR CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
Stonebridge Bank, 800-807-1666
|
**
|
| 3 |
American Bank, 888-366-6622
|
***
|
|
RANK
|
2-1/2 YEAR CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
Capital One Direct Banking, 800-564-7426
|
****
|
| 3 |
Advanta Bank Corp. , 800-788-2632
|
****
|
|
RANK
|
IRA - 5-YEAR CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
M&T Bank, NA, 800-528-6532
|
****
|
| 3 |
Imperial Capital Bank, 866-413-5626
|
*
|
|
RANK
|
3-YEAR CD
|
STARS
|
| 1 |
GMAC Bank , 866-246-2265
|
****
|
| 2 |
Discover Bank, 800-347-7000
|
*****
|
| 3 |
Capital One Direct Banking, 800-564-7426
|
****
|
|
RANK
|
4-YEAR CD
|
STARS
|
| 1 |
Capital One Direct Banking, 800-564-7426
|
****
|
| 2 |
GMAC Bank , 866-246-2265
|
****
|
| 3 |
Discover Bank, 800-347-7000
|
*****
|
|
RANK
|
IRA - MMA JUMBO CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
EverBank, 888-882-3837
|
***
|
| 3 |
American Bank, 888-366-6622
|
***
|
|
RANK
|
MMA JUMBO CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 3 |
Capital One Direct Banking, 877-785-2072
|
****
|
|
RANK
|
1-MONTH JUMBO CD
|
STARS
|
| 1 |
First Trade Union Bk, 800-242-0272
|
****
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Advanta Bank Corp. , 800-788-2632
|
****
|
|
RANK
|
5-YEAR CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
Capital One Direct Banking, 800-564-7426
|
****
|
| 3 |
GMAC Bank , 866-246-2265
|
****
|
|
RANK
|
IRA - 1-MONTH JUMBO CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
*
|
| 2 |
MetLife Bank, 866-226-5638
|
***
|
| 3 |
Champion Bank, 314-292-6000
|
*
|
|
RANK
|
IRA - 2-MONTH JUMBO CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
*
|
| 2 |
Champion Bank, 314-292-6000
|
*
|
|
RANK
|
2-MONTH JUMBO CD
|
STARS
|
| 1 |
First Trade Union Bk, 800-242-0272
|
****
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Advanta Bank Corp. , 800-788-2632
|
****
|
|
RANK
|
3-MONTH JUMBO CD
|
STARS
|
| 1 |
Nexity Bank, 877-738-6391
|
*
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
|
RANK
|
IRA - 3-MONTH JUMBO CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 2 |
American Bank, 888-366-6622
|
***
|
| 3 |
Transportation Alliance Bank, 801-624-4558
|
****
|
|
RANK
|
IRA - 6-MONTH JUMBO CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
American Bank, 888-366-6622
|
***
|
| 3 |
Transportation Alliance Bank, 801-624-4558
|
****
|
|
RANK
|
6-MONTH JUMBO CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Nexity Bank, 877-738-6391
|
*
|
| 3 |
UmbrellaBank.com, 205-951-7307
|
*
|
|
RANK
|
1-YEAR JUMBO CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 3 |
Advanta Bank Corp. , 800-788-2632
|
****
|
|
RANK
|
IRA - 1-YEAR JUMBO CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Intervest Natl Bk, 212-218-8383
|
**
|
|
RANK
|
18-MONTH JUMBO CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
Capital One Direct Banking, 800-564-7426
|
****
|
| 3 |
Intervest Natl Bk, 212-218-8383
|
**
|
|
RANK
|
2-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
Capital One Direct Banking, 800-564-7426
|
****
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
IRA - 2.5 YEAR JUMBO CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
UmbrellaBank.com, 205-951-7307
|
*
|
|
RANK
|
2.5 YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
Capital One Direct Banking, 800-564-7426
|
****
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
5-YEAR JUMBO CD
|
STARS
|
| 1 |
Capital One Direct Banking, 800-564-7426
|
****
|
| 2 |
Discover Bank, 800-347-7000
|
*****
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
IRA - 5-YEAR JUMBO CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
IRA - $25,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 2 |
American Bank, 888-366-6622
|
***
|
| 3 |
Transportation Alliance Bank, 801-624-4558
|
****
|
|
RANK
|
$25,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Nexity Bank, 877-738-6391
|
*
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Imperial Capital Bank, 866-413-5626
|
*
|
|
RANK
|
$25,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Nexity Bank, 877-738-6391
|
*
|
| 3 |
Imperial Capital Bank, 866-413-5626
|
*
|
|
RANK
|
IRA - $25,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
American Bank, 888-366-6622
|
***
|
| 3 |
Transportation Alliance Bank, 801-624-4558
|
****
|
|
RANK
|
MMA $10K
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 3 |
Capital One Direct Banking, 877-785-2072
|
****
|
|
RANK
|
IRA - $50,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 2 |
American Bank, 888-366-6622
|
***
|
| 3 |
Transportation Alliance Bank, 801-624-4558
|
****
|
|
RANK
|
$50,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Nexity Bank, 877-738-6391
|
*
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Imperial Capital Bank, 866-413-5626
|
*
|
|
RANK
|
$50,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Nexity Bank, 877-738-6391
|
*
|
| 3 |
Imperial Capital Bank, 866-413-5626
|
*
|
|
RANK
|
IRA - $50,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
American Bank, 888-366-6622
|
***
|
| 3 |
Transportation Alliance Bank, 801-624-4558
|
****
|
|
RANK
|
IRA - MMA $10K
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
EverBank, 888-882-3837
|
***
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
IRA - $25,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
EverBank, 888-882-3837
|
***
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
$25,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 3 |
Capital One Direct Banking, 877-785-2072
|
****
|
|
RANK
|
$50,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 3 |
Capital One Direct Banking, 877-785-2072
|
****
|
|
RANK
|
IRA - $50,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
EverBank, 888-882-3837
|
***
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
IRA - 4-YEAR CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
4-YEAR JUMBO CD
|
STARS
|
| 1 |
Capital One Direct Banking, 800-564-7426
|
****
|
| 2 |
Discover Bank, 800-347-7000
|
*****
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
IRA - 4-YEAR JUMBO CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
IRA - MONEY MARKET ACCOUNT
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
EverBank, 888-882-3837
|
***
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
IRA - 6-MONTH CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
American Bank, 888-366-6622
|
***
|
| 3 |
Transportation Alliance Bank, 801-624-4558
|
****
|
|
RANK
|
saving accounts
|
STARS
|
| 1 |
iGObanking.com, 718-512-2710
|
****
|
| 2 |
FNBO Direct, 312-696-5119
|
****
|
| 3 |
UFBDirect.com, 888-580-0049
|
****
|
|
RANK
|
9 month
|
STARS
|
| 1 |
GMAC Bank , 866-246-2265
|
****
|
| 2 |
Nexity Bank, 877-738-6391
|
*
|
| 3 |
Discover Bank, 800-347-7000
|
*****
|
|
RANK
|
9month jumbo
|
STARS
|
| 1 |
Nexity Bank, 877-738-6391
|
*
|
| 2 |
Discover Bank, 800-347-7000
|
*****
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
|
RANK
|
3yr cd jumbo
|
STARS
|
| 1 |
Capital One Direct Banking, 800-564-7426
|
****
|
| 2 |
Discover Bank, 800-347-7000
|
*****
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
|
RANK
|
IRA - 9-MONTH CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
The following chart shows the institutions that most often provided the highest yields for nationally available MMAs and CDs that can be opened by mail/phone during the second quarter of 2008. At the end of each calendar quarter, bankrate.com ranks all of the institutions that have provided listings for the 100 Highest Yields newsletter during the calendar quarter and awards Top Tier ranking to the highest three in each category, such as the 1-year CD. The overall rank that each institution earns is based on the number of times within the quarter that the institution's yield was among the top 20 for the product category and the relative position of the yield in relation to the others in the product category.