Money:

A. is the root of all evil

B. makes the world go around

C. is a tool

When it comes to finances, my friends are:

A. average -- they have mortgages, car loans, credit cards and not a lot left at the end of the month

B. doing much better than I am in the wealth department.

C. broke -- they're always hitting me up for cash.

When I don't have money left over at the end of the month:

A. I don't know why.

B. I know why.

C. I know why, and I fix the problem.

When it comes to managing my money:

A. I have a lot to learn.

B. I'm the smartest person I know.

C. I know more than a lot of my friends.

The kind of education I've spent the most money on is:

A. professional

B. academic

C. financial

If I started my own company and it failed, I would:

A. just go out and get a job. At least I gave the dream a shot.

B. never forgive myself. I'd be branded a loser, and it would ruin me financially.

C. start another company. I know more now than I did the first time around.

Money:

A. requires serious study if you want results.

B. takes a little planning.

C. manages itself.

If I don't have cash, it's because:

A. the people who have money are keeping me down.

B. I've sunk every dime into my business/investments.

C. I don't manage my money very well.

Rich people are:

A. greedy or crooked

B. self-centered and selfish

C. good at managing their money and people.

If I received a surprise gift of $100, I'd:

A. pay off debts.

B. put it toward something that would bring me even more money in the future.

C. spend it!

If I ever made millions, I'd:

A. invest in my financial education and set aside a nice chunk for causes I value.

B. buy a huge house and drive an expensive car -- but otherwise I'd still be the same old me.

C. spend my days stimulating the economy -- you'd have to drag me out of the mall every night.