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Click here to check the mortgage refi rates in your state
Overnight Averages* Today +/- Last Week
30 yr fixed mtg refi Graph the three month trend 3.78% 3.80%
20 yr fixed mtg refi Graph the three month trend 3.75% 3.85%
15 yr fixed mtg refi Graph the three month trend 3.11% 3.15%
10 yr fixed mtg refi Graph the three month trend 3.07% 3.01%
30 yr jumbo fixed mtg refi Graph the three month trend 4.36% 4.42%
15 yr jumbo fixed mtg refi Graph the three month trend 3.61% 3.65%
1 yr ARM refi Graph the three month trend 2.97% 2.96%
3/1 ARM refi Graph the three month trend 2.62% 3.08%
3/1 ARM refi (interest only) Graph the three month trend 4.35% 4.85%
5/1 ARM refi Graph the three month trend 2.66% 2.85%
5/1 ARM refi (interest only) Graph the three month trend 2.97% 3.77%
7/1 ARM refi Graph the three month trend 2.98% 3.24%
7/1 ARM refi (interest only) Graph the three month trend 3.04% 4.04%
10/1 ARM refi Graph the three month trend 3.50% 3.53%
1 yr jumbo ARM refi Graph the three month trend 2.76% 2.77%
3/1 jumbo ARM refi Graph the three month trend 2.76% 2.72%
3/1 jumbo ARM refi (interest only) Graph the three month trend 6.58% 5.25%
5/1 jumbo ARM refi Graph the three month trend 2.94% 2.96%
5/1 jumbo ARM refi (interest only) Graph the three month trend 4.58% 4.36%
7/1 jumbo ARM refi Graph the three month trend 3.27% 3.29%
7/1 jumbo ARM refi (interest only) Graph the three month trend 5.31% 4.88%
30 yr FHA mtg refi Graph the three month trend 3.66% 3.73%
See more overnight averages
For criteria used in surveys for rates above, click here.
How we get rate averages
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PLUS: Average rates and points in top 10 markets
• Mortgage Rate Trend Index
• Why your mortgage may cost more
The rate you're initially quoted assumes you're a plain-vanilla borrower.
• Pros and cons of biweekly mortgage payments
Setup costs can make them an expensive alternative.
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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

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