January seems to be a good month for digging
up wealth: Gold was discovered Jan. 24, 1848, in California and the
first great oil discovery was made Jan. 10, 1901, in Texas.
Adjust your withholding tax. If you get a big refund every
year, that means you're giving Uncle Sam a no-interest loan. Instead, adjust
your W-4 to more accurately reflect your income and taxes. And if you've
had a major life event in the past year -- such as marriage, a baby, a new
home, or a new job -- it's especially critical to adjust your W-4.
