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TOP MORTGAGE STORIES
Closing costs climb in Bankrate's study
Closing costs are a pricey part of a homebuying experience. Which costs are negotiable? And who topped our list?

To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 6.46% 6.26%
15 yr fixed mtg 5.99% 5.84%
5/1 ARM 5.91% 5.81%
30 yr fixed jumbo mtg 7.50% 7.47%
5/1 jumbo ARM 6.41% 6.35%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg refi 6.47% 6.24%
15 yr fixed mtg refi 5.97% 5.80%
5/1 ARM refi 5.88% 5.78%
30 yr jumbo fixed mtg refi 7.58% 7.49%
5/1 jumbo ARM refi 6.23% 6.15%
Rates may include points

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MORTGAGE NEWS
Condos riddled with foreclosed units are struggling to fund the services and amenities buyers were promised. The government's new rules ban stated-income loans and aim to stem the red tide of bad subprime mortgage loans. Plagued by a tight credit market and foreclosures, lenders are wary. Here's how to get your loan painlessly. Remember down payments? They're back in vogue with home lenders. Here's how to come up with the cash.
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