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Debt Management 2006

	Bad credit
	When your credit rating is in a deep hole it's tough to get a good foothold.

A bankruptcy timeline

By Brigitte Yuille • Bankrate.com

What happens before, during and after bankruptcy

Bankruptcy Timeline

2

weeks

Chapter 7: Can finance a vehicle

•	For Chapter 7 filers, financing might be available as soon as the bankruptcy petition is filed. For Chapter 13, you may be able to get car financing once repayments are being made, especially if the vehicle is needed to help make the repayments.

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TABLE OF CONTENTS

Reports and scores

	•	Debt-o-meter
	•	Getting in trouble
	•	Bad credit hurts
	•	Emergency plan
	•	There's still a card for you
	•	Bankruptcy myths

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