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25 ways to exercise on the cheap
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20. "I found the Royal Canadian Air Force Fitness Program when I was in high school. Now that I'm middle age I wish I had started this six-minute program sooner. There are five daily calisthenics exercises -- a stretch, sit-ups, a back stretch, and modified push-ups followed by a walk/run/run-in-place program. The book is out of print, but I've found the program information on the Web."

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21. "I use an exercise book called 'The Core Program' for core strengthening. It does not require expensive equipment; just adjustable weights which were purchased at a discount store. I also have a couple of aerobic compact discs for inclement weather days. I am 46 and in the best shape I've ever been in my life."

22. "The cheapest, easiest, safest and I feel, most rewarding thing to do is to have a set of interlocking dumbbells. Simply choose the amount of weight you would like to use. There's an initial cost but likely less than the cost of a three-to-four month membership at a gym. Resistance training is far superior to aerobic for weight loss, bone strength and of course muscle toning and building. I would however recommend some form of aerobic training, but running is still free."

23. "Instead of paying for a gym, which requires not only money and motivation, but the time it takes to get there, change, workout, and get back, I try to be physically active every day. This includes performing such chores as walking the dog, doing much of my own gardening (including some of the heavier labor) and cleaning my own house."

24. "I keep a jump rope, free weights, stretch bands, a large ball, and stepper at home and use them regularly. Nothing is of any use, if not used regularly. Know thyself; I will not work out unless it is early morning, because I fatigue easily. Know the time of the day when you are most likely to be energized."

25. "My son left home at 18, and we have turned his room into our 'rumpus' room. For the cost of one year's membership at our local spa, we have furnished our play room with a Bowflex (for strength), a Healthrider for cardio, hand weights and a massage table. In addition, he walks the dog and I play tennis. He lost 85 lbs the first year we were married (of course, I fixed very healthy meals for him)."

Note: Before beginning any exercise program, consult with your physician. Bankrate.com does not endorse any specific fitness regimen.

Bankrate.com's corrections policy -- Posted: May 10, 2006
 
 
More stories by Leslie Hunt
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