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Timeline of bankruptcy events

What happens before, during and after bankruptcy
Bankruptcy Timeline
Warning! Bankruptcy approaching Alert! Bankruptcy dead ahead Cut back Seek an attorney Prepare Seek counseling File bankruptcy Personal financial course Finance a vehicle 341 meeting Chapter 7: Discharge FHA-insured mortgage Unsecured credit card Purchase home FHA-insured mortgage Chapter 13: Discharge Drops off credit report Drops off credit report
 
1 day Personal financial management course
 
The personal financial management course can occur as soon as you file your papers.
  The cost is estimated at $50, but the fee can be waived depending on the debtor's circumstances.
  Can be delivered by phone, Internet or in person.
  Can take as long as 90 minutes.
  » Certificate is awarded upon completion. The debtor may have up until 45 days to provide this to the court.
 
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-- Posted: June 20, 2006
 
 
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NATIONAL OVERNIGHT AVERAGES
$30K HELOC 5.22%
Personal loan 11.35%
$30K Home equity loan 8.35%
Rates may include points
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