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I am finally
going to ... Get out of debt
Compiled by Dani
M. Arthur • Bankrate.com
 Is
your budget consumed with high credit
card balances? You're not alone. Estimates
vary, but the Federal Reserve Board
says the average household has $8,000
in revolving debt, most of it in credit
cards.
Unfortunately, keeping up with the Joneses also means keeping
up with Visa, MasterCard and Discovery bills, plus juggling housing and vehicle
expenses. If you spend more than you earn and make up the difference by
charging, you're in trouble. It's time to tackle your debt problems
head on.
Make this the year you
loosen the yoke of debt. Here are
five steps to get you heading toward
financial freedom.
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