Best
for: People who make the majority of their purchases on a credit card and
pay off the balance each month. Pros: Cards offer
cash back, airline miles or points toward purchasing select merchandise based
on the amount you spend. Some rewards cards, for instance, currently offer
as much as 5 percent cash back
on select purchases with no annual fee.
Cons:
Some cards have high interest rates and annual fees that cancel out the reward
benefits. Other have complicated and unfavorable redemption policies. Always read
the offer carefully.
Find
the best deal.
