Here are the 20 best tips culled
from your entries in this month's Frugal $ense contest.
Click on any of the links to read a tip and rate it.
You may rate as many tips as you'd like, but please
only once per tip. See
rules.
The tip with the highest average at the end of the
month earns the tipster $100!
Shaun Rowley of St. Cloud, Minn., won $100, for his tip, which
was rated No. 1 by Bankrate readers last month. For more
information on this tip and its author, read our interview
with the Frugal $ense contest winner.
Winning tip:
Lower your insurance without switching "You don't have to switch insurance companies to get the best rate. Most insurance companies will match quotes from competitors as long as the coverage is the same. Just visit some of the big insurance websites, fill out a free online quote, which takes just minutes, then call up your insurance provider and ask them to match it. I have done this to lower my auto and home insurance several times, and most of the time, they don't even make you send them the competitor's offer details."