Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Check your personal loan rates
Answer a few questions in two minutes or less to see which personal loans you pre-qualify for. It's free and will not impact your credit score.
Editor's Picks
What's new
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How do you qualify for a debt consolidation loan?
Is debt consolidation right for you? See how to qualify.
4 min read Jan 12, 2024 -
Can businesses use personal loans?
Using a personal loan for your business has it benefits and drawbacks.
7 min read Jan 10, 2024 -
When will personal loan interest rates start dropping?
The Federal Reserve has finally shown the signs of a rate plateau. However, interest rates are still breaking records, and it’s not a given that personal loan rates will fall anytime soon. While the [...]
2 min read Jan 09, 2024 -
Can I get a personal loan to buy a house?
A personal loan can help you buy a home
7 min read Jan 09, 2024 -
As loan default rates remain steady, many young borrowers are unaware of what this means
Almost Everyone I Asked Didn’t Know What Loan Default Is: Why This Is An Issue
7 min read Jan 09, 2024 -
Laurel Road vs. SoFi: Which offers better personal loans?
Laurel Road and SoFi are online lenders that offer personal loans with similar competitive APR ranges. Established in 2013, Laurel Road is a digital banking platform that offers various financial products [...]
2 min read Jan 05, 2024 -
OppLoans vs. NetCredit: Which offers better personal loans?
It can be challenging to get a personal loan with less-than-perfect credit. Lenders like OppLoans and NetCredit understand the struggles faced by consumers with poor credit and offer tailored lending solutions [...]
2 min read Jan 05, 2024 -
What is an RV loan?
Consider the ins and outs of an RV loan before purchasing one.
5 min read Jan 05, 2024 -
Alternative loans for fair credit borrowers
Consider credit cards, lines of credit and other options when you need financing.
5 min read Jan 04, 2024 -
Should you buy or rent a boat? Factors to consider before deciding
Buying or renting a boat depends on your wants, needs and financial situation when both options have pros and cons.
6 min read Jan 04, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.