National auto loan rates

Here’s a look at the state of auto rates from’s weekly national survey of large banks and thrifts conducted Dec. 30, 2009.

Auto Loans

Rates: 6.77 percent (60-month, new car); 7.61 percent (36-month, used car)

Nary a change to report in the interest rate survey of auto loans. For new-car loans, the 60-month loan rate remains 6.77 percent, the 48-month is 6.8 percent and the 36-month new-car loan rate is 6.71 percent.

For used-car loans, the 36-month rate is still 7.61 percent. The 48-month, used-car loan rate is 7.75 percent.

The Wall Street Journal reported on Wednesday that GMAC Financial Services may be getting another cash infusion from the government — $3.5 billion in addition to the $12.5 billion already poured in since December 2008.

This newest installment of funds will likely go to help the mortgage unit within GMAC, Residential Capital LLC or ResCap.

To find updated auto rates in your area, visit Bankrate’s auto rate table.

See all auto loan rates content.

— Sheyna Steiner

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