National mortgage rates for March 28, 2013

Interest Rate Roundup
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  • 3.75% (30-year fixed)
  • 0.34 (average points)

Mortgage rates inched down this week as investors remained concerned about the debt crisis in Europe.

The 30-year fixed-rate mortgage fell 3 basis points to 3.75 percent. A basis point is one-hundredth of 1 percentage point.

The 15-year fixed-rate mortgage was 2.97 percent, the same as last week. The average rate for 30-year jumbo mortgages, or generally for those of more than $417,000, fell 3 basis points to 4.1 percent.

The 5/1 adjustable-rate mortgage stayed at 2.71 percent. With a 5/1 ARM, the rate is fixed for five years and adjusted annually thereafter.




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