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Portland, Oregon July 24, 2008
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PERSONAL FINANCE: NEWS & ADVICE

PERSONAL FINANCE NEWS
'I need money. Can you help me?'
In these tough times, friends may need financial assistance. When should you say yes, when should you walk away?


To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 6.51% 6.22%
15 yr fixed mtg 6.04% 5.72%
5/1 ARM 5.97% 5.63%
30 yr fixed jumbo mtg 7.49% 7.21%
5/1 jumbo ARM 6.35% 6.26%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 5.41% 4.70%
$50K HELOC 5.14% 3.64%
$30K Home Equity Loan 7.79% 7.78%
$50K Home Equity Loan 7.62% 7.63%
$75K Home Equity Loan 7.61% 7.63%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 6.82% 6.81%
48 month new car loan 6.86% 6.85%
60 month new car loan 6.51% 6.50%
72 month new car loan 6.32% 6.32%
36 month used car loan 7.16% 7.16%
Rates may include points
Select a product to compare rates:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 3.10% 3.05%
1 yr CD 3.50% 3.47%
5 yr CD 4.05% 4.03%
1 yr IRA CD 3.17% 3.17%
5 yr IRA CD 3.78% 3.78%
Rates may include points

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PERSONAL FINANCE NEWS THIS WEEK
Social networking sites have made young people the easiest targets for ID theft. But no one is totally safe. Sleazy con artists are more than a nuisance -- costing businesses and consumers $45 billion a year. A little knowledge and preparation can help keep the kids smiling and the camp costs under control. These frugal fanatics take saving a few dollars to the next level. See the tricks they use to slash their spending.
More personal finance news »
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* To see the definition of overnight averages click here.

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