Not everyone can get cast on reality TV -- or wants to, for that matter -- but that doesn't mean you can't have an extreme experience this new year. Instead of fussing about your clothes or bungee jumping from a hot-air balloon, why not tackle the one topic that rules almost everyone's life -- finances.

This is your chance for an extreme financial makeover. Choose your financial burden and defeat it once and forever.

• Just say no to rent!
• Secure your future: save, save, save
• Cut your expenses by 10 percent
• Find a job you love!
• Goodbye debt!
  

Illustrations by Brandy Kesl.