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Portland, Oregon July 20, 2008
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 6.33% 6.13%
15 yr fixed mtg 5.86% 5.64%
5/1 ARM 5.73% 5.48%
30 yr fixed jumbo mtg 7.28% 7.20%
5/1 jumbo ARM 6.29% 6.23%
About this index
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 4.70% 4.65%
$50K HELOC 3.64% 3.95%
$30K Home Equity Loan 7.78% 7.90%
$50K Home Equity Loan 7.63% 7.80%
$75K Home Equity Loan 7.63% 7.78%
About this index
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 6.81% 6.81%
48 month new car loan 6.85% 6.85%
60 month new car loan 6.50% 6.50%
72 month new car loan 6.32% 6.32%
36 month used car loan 7.15% 7.15%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 3.04% 3.00%
1 yr CD 3.47% 3.41%
5 yr CD 4.04% 3.98%
1 yr IRA CD 3.17% 3.17%
5 yr IRA CD 3.78% 3.78%
About this index
Rates may include points
RATE TRENDS THIS WEEK

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Learn where rates are headed. Bankrate surveys mortgage experts weekly.
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    • TIP OF THE DAY
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    NEWS THIS WEEK
    Fed rules tighten mortgage practices
    The government's new rules ban stated-income loans and aim to stem the red tide of bad subprime mortgage loans.
    Bankrate's Interest Rate Roundup
    See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs.
    GSE bonds can boost cash flow
    Looking for higher yields? Bonds from government-sponsored enterprises may be the key, after some research.
    Inflation-beating investments for retirement
    Tired of watching prices skyrocket? These investments can help keep you -- and your money -- ahead of inflation.
    Buying private insurance a tricky procedure
    Like "Operation," private health insurance is a game where the smallest error can cause a huge (financial) shock.
    Mortgages made easy, even in hard times
    Plagued by a tight credit market and foreclosures, lenders are wary. Here's how to get your loan painlessly.
    More personal finance news »
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    * To see the definition of overnight averages click here.

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