Tom Evans - President and CEO
Tom Evans joined Bankrate in June of 2004. Prior to joining Bankrate, Tom was the Chairman and CEO of Official Payments Corp. from August 1999 until August 2002. Official Payments Corp. is the leading provider of electronic payment options to government entities, enabling consumers to use credit cards to pay, by telephone or through the Internet, personal federal and state income taxes, sales and use taxes, property taxes and fines for traffic violations and parking citations.
In November 1999, Mr. Evans took Official Payments through a successful IPO. Official Payments was acquired by Tier Technologies in August 2002. Prior to working at Official Payments Corp., Mr. Evans was the President and CEO of the Internet company, GeoCities Inc, from April 1998 to June 1999. Shortly after joining GeoCities, Evans took the company through a successful initial public offering in August 1998, with a valuation of $521 million. During his tenure at GeoCities, the company grew from the seventh to the third most trafficked site on the Internet and grew from 1 million to over 5 million members. In the following 9 months, the company made 3 acquisitions before being acquired by Yahoo! in May 1999 for $4.6 billion.
From 1991 to 1998, Evans was the President and Publisher of U.S.News & World Report where he had spent 13 years. In addition to his duties at U.S. News, Evans served as the President of The Atlantic Monthly (1996-1998) and as the President and Publisher of Fast Company (1995-1998), a magazine launched in 1995. U.S. News & World Report, The Atlantic Monthly and Fast Company comprised the magazine group owned by Mort Zuckerman. Evans is a graduate of Arizona State University with a B.S. in Business Administration.

G. Cotter Cunningham - Senior Vice President and Chief Operating Officer
Cotter Cunningham joined Bankrate, Inc. in 1999 after serving as Vice President and General Manager of VML Interactive, an advertising agency specializing in new media. His VML clients included Applebee's, American Century, AMC Theatres, American Express, H&R Block and Northwest Airlines.
From 1992 to 1997, he was Vice President of Block Financial Corporation, a subsidiary of H&R Block, Inc., where he created, launched and directed the CompuServe Visa and WebCard Visa credit card programs, which were the first Internet-focused bank cards.
Mr. Cunningham holds a BA in Economics from the University of Memphis and an MBA from Vanderbilt University.

Robert J. DeFranco - Senior Vice President and Chief Financial Officer
Robert J. DeFranco was promoted to Senior Vice President and Chief Financial Officer in October 2000 after having served as Vice President - Finance beginning in March 1999. From 1986 to 1999, he held various positions in corporate accounting and finance for companies including Ryder System, Inc., Southeast Banking Corporation, SunTrust Banks, Inc. and Ocwen Financial Corporation. His experience includes all aspects of corporate accounting and finance, internal and external financial reporting - including SEC reporting, mergers and acquisitions (analysis, integration and accounting), corporate re-engineering, budgeting and forecasting.
A Certified Public Accountant and a member of the American Institute of Certified Public Accountants, Mr. DeFranco was part of the commercial audit division of Arthur Andersen & Co., Miami, FL, from 1978 to 1986.
Mr. DeFranco received a BS degree with a major in accounting from Florida State University.

Richard G. Stalzer - Senior Vice President and Chief Revenue Officer
Richard Stalzer joined Bankrate, Inc. February 2004, bringing over 15 years of media sales and management experience to the Company. Prior to joining Bankrate, he was with MSN-Microsoft Corporation as East Coast Financial Service Director since March 2003, and as Director of Agency Relations since September 2002. From March 1999 to February 2002 he was Vice President of Sales of E*Trade Financial Group where he was responsible for developing E*Trade's media business, and the creation of the E*Trade Financial Network. From October 1990 to March 1999 he held various positions with MONEY Magazine - Time Warner; most recently as Western Regional Advertising Director from December 1995 to March 1999. Mr. Stalzer received a Bachelor of Science degree with a major in Business Administration from the University of Denver in 1986.