Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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7 renovations that can impact your home insurance
Some home renovations may actually lower your insurance premiums.
9 min read Jul 20, 2023 -
What is recoverable depreciation?
Wondering what recoverable depreciation is on home insurance. Bankrate explains.
8 min read Jul 19, 2023 -
Does homeowners insurance cover septic tanks?
Septic tanks may be covered by the other structures portion of your policy.
6 min read Jul 18, 2023 -
What is a homeowners insurance peril?
There are usually 16 named perils on a home insurance policy. Learn what they mean.
6 min read Jul 18, 2023 -
Pets and renters insurance: Why you need it
Learn the ins and outs of insurance coverage for pet-related damages.
9 min read Jul 17, 2023 -
How to dispute home insurance claim denials and settlements
If your homeowners insurance claim was denied, you have options. Start here.
8 min read Jul 14, 2023 -
Does home insurance cover rat damage?
If rodents damage your home, does insurance cover it? Probably not. Bankrate explains.
5 min read Jul 12, 2023 -
Best cheap homeowners insurance in Oklahoma City
Shopping for the best cheap homeowners insurance in Oklahoma City? Start here.
9 min read Jul 12, 2023 -
Do you need your own claims adjuster?
Consider hiring a public adjuster if you are short on time or have a large loss.
7 min read Jul 10, 2023 -
How to find affordable homeowners insurance in a high-risk fire zone
Bankrate shares tips on finding home insurance if you live in a high-risk wildfire area.
7 min read Jul 10, 2023