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Top 20 frugal $ense tips
Here are the 20 best tips culled from your entries in this month's Frugal $ense contest. Click on any of the links to read a tip and rate it. You may rate as many tips as you'd like, but please only once per tip. See rules.

The tip with the highest average at the end of the month earns the tipster $100!

Beth Botsis, of Fairfax, Virginia, won $100 for her cost-cutting tip, which was rated No. 1 by Bankrate readers last month. For more information on this tip and its author, read our interview with the Frugal $ense contest winner.
 

Winning tip:

Trim costs with online travel site.
"A site called Yapta searches the airlines and other travel sites and finds the best prices, itineraries, etc. Then, you can select the flights for which you want to track prices and they'll monitor the prices and send you e-mail updates when/if the prices drop. They'll also monitor the prices on air tickets you already purchased and let you know if the price drops far enough to make it worthwhile (after change fees, etc.) to receive a refund from the airline. The site helped me recently book a trip to see my dad for his 85th birthday by tracking and letting me know the price had dropped about $200 on the ticket. Recently, I've been using it to book business travel for my office as well and it has saved us several hundreds of dollars!"
Beth Botsis, Fairfax, Virginia

Top 20 money-saving tips

ENTERTAINMENT
 Free movies and music

AUTOS
 Sell your car!
 Teen chips in for gas

MISCELLANEOUS
 Try "investing" in junk
 Re-gifting for the holidays
 Quick and easy holiday gifts
 Working wardrobe saver

HOUSE
 Use half your laundry soap
 Keep your towels looking new
 Fabric softener

 
ENERGY
 Saving on electricity
 Free fun for all!
 Save money on your electric bill
 Play the "use less" game
SAVINGS
 30 day free offers
 Free Christmas presents


GROCERIES
 Match all your expenditures
 Freezer savvy
 Day planner helps you save money
 Put your bananas in the fridge
 

Enter the contest
Enter your money-saving tip now -- you could win $100! Submit your tip

More money-saving tips
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NATIONAL OVERNIGHT AVERAGES
30 yr fixed mtg 5.98%
48 month new car loan 6.56%
1 yr CD 3.67%
Rates may include points
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