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Investing Basics  Understanding the fundamentals
Here's some advice for deciding where to park your cash.
 
Table of contents
Investing
 
Chapter 1: Building liquid savings
Why pay penalties to use your own money? Keep some liquid and even earn interest at the same time. Read on.
 
Chapter 2: Certificates of deposit
Get paid to let someone else use your money! CDs offer a fixed rate of return for a specific amount of time.Read on.
 
Chapter 3: Investing in bonds
Bewildered by bonds? Troubled by Treasuries? We've got you covered -- from savings bonds and beyond!Read on.
 
Chapter 4: Fixed-income investing
They're not sexy, but diversifying your portfolio can be: annuities, permanent insurance and bank loan funds.Read on.
 
Chapter 5: Savings with tax breaks
Uncle Sam wants you -- to save money. And he'll give you a break on your taxes in a tax-advantaged account.Read on.
 
Chapter 6: Banking institutions
Banks, thrifts and credit unions -- here's some information on how to decide where to park your cash. Read on.
 
Chapter 7: Bankrate's resources
Looking for the safest banks and best rates? Bankrate gives you the tools to make a wise choice.Read on.
 

TABLE OF CONTENTS
  Ch 1: Building liquid savings
  Ch 2: Certificates of deposit
  Ch 3: Investing in bonds
  Ch 4: Fixed-income investing
  Ch 5: Savings with tax breaks
  Ch 6: Banking institutions
  Ch 7: Bankrate's resources
  More Basics
CDs and Investments
Compare today's rates
NATIONAL OVERNIGHT AVERAGES
1 yr CD 3.81%
2 yr CD 3.98%
5 yr CD 4.42%
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