Home equity loan rates range from 3.74% to 6.94%, for a $30,000 loan with a loan-to-value of up to 90%. For example, on a 20-year $30,000 home equity loan with a 90% loan-to-value from PenFed, you can expect to pay $190 per month.
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For an explanation of home equity terms, click here. These rates are updated weekly. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Rates are subject to change without notice and may vary from branch to branch.