Nothing exciting, but we're seeing some "decent enough" movement in CDs this week considering the craziness in the financial world. As a safe haven you can bet people are trying to shield their money in CDs even though inflation will chomp away at it.

So, in that respect there's no real reason for banks to tantalize investors with higher yields. On the other hand, these are simply awful times throughout much of the banking industry, so plenty of institutions are trying to rake in deposits.

The average yield for one-year CDs added 4 basis points to come in at 2.31 percent, while the average five-year yield held steady at 3.43 percent. On the jumbo side, the one-year gained 2 basis points for an average yield of 2.54 percent, while the five-year popped up by 5 basis points to 3.69 percent.

Money market accounts remain at 0.72 percent for the second week in a row.

Beat the averages. Take a look at Bankrate's database for high-yield CDs and money markets.

-- Laura Bruce

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