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HOME EQUITY: COMPARE RATES
RATE UPDATE Mortgage rates are tumbling. Is now the time to refinance? See rates in your neighborhood.

HELOC
arrow Find a line of credit rate:

HOME EQUITY LOAN
arrow Find a home equity loan rate:
  
National Home Equity Loan Rates
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 5.17% 5.13%
$50K HELOC 5.07% 5.03%
$30K Home Equity Loan 8.39% 8.38%
$50K Home Equity Loan 8.44% 8.43%
$75K Home Equity Loan 8.42% 8.41%
About this index
Rates may include points

HOME EQUITY TOPICS
Featured:
  • Tapping home equity
  • Lowering capital gains
  • Home equity rates
    •  $50K home equity loan
  • Find a rate in your state
    •  $30K home equity loan
  • Calculate payment
    •  $50K HELOC
  • Graph more trends
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    CALCULATORS
    Loan vs. credit line
    Which is better for you?
    Home equity loan
    Sensible option or not?
    Debt pay-down adviser
    Best way to pay debt.
    Mortgage payment
    Calculate the monthly cost.
    Refinance mortgage?
    Calculate your payment.
    More calculators »
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    Will you save by refinancing?
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    Current monthly payment:
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    OVERNIGHT AVERAGES
    Select a loan type: 

    Roll over a state to view the overnight average.
    Click to find a rate in your area.
    $30k home equity line of credit
    HOME EQUITY NEWS THIS WEEK
    Taxes on home equity
    You can deduct the interest on up to $100,000 of home equity debt that is used for any purpose.
    Interest Rate Roundup
    See rates from our national survey of mortgages, home equity loans, auto loans, credit cards and CDs.
    Interactive: State, national home equity rates
    Whether it's a fresh coat of paint or a total home renovation, sooner or later it comes down to paying for it.
    5 bad equity-borrowing moves
    Tapping your home equity is not always a wise money move. In some cases it's always a bad move.
    More home equity news »
    GET ALERTED
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    See sample of the home equity newsletter and home equity alert.
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    * Mortgage rate may include points. See rate tables for details. Click here.
    * To see the definition of overnight averages click here.