Coping with a job loss and mounting bills -- Do's and don'ts for dealing with financial difficulties.

Dangers of debt consolidation -- Before you bundle your bills, check out the pros and cons of these consolidation options.

In need of a financial SOS? -- If personal debts are bringing you down, reach out for help.

Payday lenders a problem for the military -- High-interest loans plus low-paid servicemen and women add up to trouble.

Making debt collectors play fair -- Know your legal rights.
Plus: 10 ways to fight back against debt collectors

In a credit crunch? -- How to tell if you need the professional guidance of a credit counselor.

Make a money-smart spending plan -- Stretch your income with planning.

Defeating debt requires personal change -- Loans are not the only solution.

Tools for managing money -- Speedy calculators to guide your saving and spending.

When a debt collector targets an old debt -- Just because you've put that unpaid bill behind you doesn't mean you can forget about it.
PLUS: With old debt, know your limits
AND: How to handle a collection mistake

3 ways to consolidate credit card debts -- Ditch the high fees and interest rates.

Debt Pay-Down Adviser-- What's the fastest and cheapest way to pay down your debts?

How to pick a credit counselor -- Key questions to ask before agreeing to the services.

Using a 401(k) to consolidate debt -- How to tap your retirement account.