Odor-free cat litter I buy the least expensive scoopable cat litter. Then I add a small box of baking soda and mix it in. This little orange box runs about 37 cents, and completely eliminates odors for a fraction of the cost of the name brand litters. My mother-in-law noticed the difference immediately! Shaunna Privratsky Fargo, N.D. Vote for this month's best tip WIN $100! Share your money-saving tip

Face it, boomers, senior discounts are good for you -- Afraid to admit your age? It could be costing you. Many companies offer discounts to customers who are at least 50.

Cheap, not cheesy, Valentine gifts -- Great ideas for low-cost Valentine's Day gifts with high sentimental value.

10 tips for cutting cruise costs -- You're not finished spending when you book the trip. Plan ahead to prevent your travel budget from going overboard.

Paper or plastic? What's the right choice? -- Environmentalists, bag manufacturers and garbage specialists have all wondered the same thing, but they come up with different answers.
PLUS: 8 ways to reuse plastic bags

Savvy shopping tips from online shoppers -- Discover dozens of ways to save and be safe shopping on the Web.

Travel bargains can be cool in winter -- Change your expectations a little and you can find discounted vacation deals to unusual places from surprising sources!

10 ways to double your jewelry wardrobe -- Try these creative tricks to add some glamour to your holiday fashions without spending a dime.

Feeding the family on a shoestring budget -- Author Tawra Kellam offers tips for creating nutritious, inexpensive and easy meals for the whole family.

Simple tips to keep your jewelry shining -- 10 ways to treat the baubles in your jewelry box so they last a lifetime.

Good wines for $15 or less -- The only thing better than a good bottle of wine is finding that bottle at a bargain price. Here are some of the experts' favorite brands -- plus some tips for making your own finds.

17 tips for buying organic food on the cheap -- You can keep your body and your wallet healthy by smart shopping.

331 ways to cut costs -- Most of us are good at spending, but not spending wisely. After culling the best ideas from hundreds of articles, Bankrate presents 331 ways to save on every facet of your life.

Heading off to campus -- If you're panicked about finding cash for tuition, books and late-night coffee, check out these money-saving tips and zap the stressors.

Turn your trash into cash -- Fall yard sale season is in full bloom. Get into the spirit with these selling and buying tips.

Dealing with the high cost of textbooks -- Over four years, textbooks can add as much as $4,000 to the college tab. You can't totally avoid the cost, but you can keep the price down.

18 ways to cut the cost of college incidentals -- Universities often pile on fees for stuff that students can get more cheaply or live without. Check out these tips to cut the fluff.

Dialing for dollars with 10-10 calling plans -- You can save money using 10-10 phone services, especially on international and intrastate calls, but do the math or you could stumble into one of many pitfalls.

Finding cheap thrills at theme parks -- A family outing at a theme park can get costly, but great discounts are out there if you know where to look.

Save on clothing costs: Protect your purchases -- Fabric and clothing experts offer 15 ways to breathe longevity in to your wardrobe for pennies.

Use your head, not heart, when buying a ring -- Don't let emotions supersede financial goals when buying an engagement and wedding rings.

13 ways to live well for less -- Ever wonder how your folks made ends meet when they had so little to work with? The answer lies in the tradeoff between immediate and future gratification.

Make your garage sale a success -- Step-by-step guide to turning your old treasures into cash.

10 tips to save $50 -- Every little bit helps, especially when it comes to saving money for a rainy day. Start now!

Enter your money-saving tip to win -- Your cost-cutting tip can put $100 in your pocket.

Calculators

17 bizarre scholarships: YOU may qualify -- Funds are waiting to be claimed by everyone from golf caddies to Klingon speakers. There's even cash for the tall, the short and the average.
PLUS: Finding scholar dollars on the Web

College student's guide to credit -- You and your credit card will get along just fine as long as you remember these four rules.
PLUS: Confessions of a college credit card queen

Heading off to campus -- If you're panicked about finding cash for tuition, books and late-night coffee, check out these money-saving tips and zap the stressors.

Student loan rates hit record lows -- Consolidate your student loans now, and lock in interest rates at all-time lows.

College grad's financial survival guide -- Here's how to deal with new challenges, from landing a job to managing your finances, and more.

Rounding up cash for college -- Start now to line up scholarships, grants and loans for college.

Are credit cards a rite of college life? -- It's OK to have a credit card. Just understand the way the game is played.

A roundup of college savings accounts -- As the costs go up, so do your choices for building a college fund.

Heading off to college -- Tips for stretching your cash while living on a SpaghettiOs budget.
PLUS: Kids off to college, now what?

Cost of college keeps going up -- College is getting pricier. How will your family cope with soaring college tuition costs?

9 alternative ways to pay for colleges -- Use these strategies to help pick up the higher costs of higher education.