GLOSSARY

Bankrate's financial glossary

Did you run across an unfamiliar term when applying for a mortgage, credit card or auto loan? Find the meaning here, along with definitions of other financial words and phrases, in Bankrate.com's financial glossary.

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Initial interest rate
Installment contract
Insurance (homeowner)
Insurance binder
Interest
Interest accrual rate
Interest deduction
Interest-only loan
Interest rate buy-down plan
Interest rate cap
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MORTGAGE REFINANCE AUTO CDs CREDIT CARDS
Product Rate Change Last week
30 year fixed 3.84%  0.04 3.80%
15 year fixed 3.06%  0.03 3.03%
5/1 ARM 3.14%  0.01 3.15%
 
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Product Rate Change Last week
30 year fixed refi 3.91%  0.05 3.86%
15 year fixed refi 3.16%  0.08 3.08%
10 year fixed refi 3.13%  0.01 3.14%
 
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Product Rate Change Last week
60 month used car loan 2.68%  0.03 2.65%
48 month used car loan 2.76%  0.11 2.87%
60 month new car loan 3.11% --0.00 3.11%
 
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Product Rate Change Last week
1 Year CD 1.07% --0.00 1.07%
2 Year CD 1.18% --0.00 1.18%
5 Year CD 1.76%  0.01 1.77%
 
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Product Rate Change Last week
Balance Transfer Cards 15.86% --0.00 15.86%
Cash Back Cards 16.37% --0.00 16.37%
Low Interest Cards 11.10% --0.00 11.10%
 
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