GLOSSARY

Bankrate's financial glossary

Did you run across an unfamiliar term when applying for a mortgage, credit card or auto loan? Find the meaning here, along with definitions of other financial words and phrases, in Bankrate.com's financial glossary.

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1-year ARM
10/1 ARM
3/1 ARM
5/1 ARM
7/1 ARM
80-10-10 loan
1 month LIBOR rate
1 year LIBOR rate
1-month CD
1-month IRA CD
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REFINANCE HOME EQUITY AUTO CDs CREDIT CARDS
Product Rate Change Last week
30 year fixed refi 4.02%  0.03 3.99%
15 year fixed refi 3.09%  0.02 3.07%
10 year fixed refi 3.17%  0.06 3.11%
 
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Product Rate Change Last week
30K FICO-based HELOC 4.32%  0.01 4.31%
50K FICO-based HELOC 4.06% --0.00 4.06%
100K FICO-based HELOC 3.92% --0.00 3.92%
 
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Product Rate Change Last week
60 month used car loan 2.81% --0.00 2.81%
48 month used car loan 3.04% --0.00 3.04%
60 month new car loan 3.24% --0.00 3.24%
 
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Product Rate Change Last week
1 Year CD 1.01%  0.03 0.98%
2 Year CD 1.20%  0.03 1.17%
5 Year CD 1.86%  0.00 1.86%
 
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Product Rate Change Last week
Balance Transfer Cards 15.73%  0.02 15.75%
Cash Back Cards 16.43%  0.02 16.45%
Low Interest Cards 10.98%  0.02 10.96%
 
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