Click column heading to sort
Currently there are no rates available for the product you selected. Please select other criteria for your search.
  • = More products
  • = Contact information

Loan Calculator

How much does that loan really cost?

Loan Amount: $
Interest Rate:
Length of Years:

Monthly Payment: $ 0
This loan will really cost you: $ 0

Financial terms: view below the definition for terms used on this search results page.

Product: A home equity loan is a loan based on the amount of equity a homeowner has in the property. It has a fixed rate, payment and term, usually five to 15 years, and the interest paid is usually deductible.

Lender: The organization lending the money. This survey group includes banks, thrifts and other representative institutions.

FICO range: The minimum to maximum FICO rate that the applicant can have to qualify for the quoted rates, points and fee combination.

Rate: The process of calculating your loan payment to pay off the debt at the end of a fixed period, including interest on the outstanding balance.

Max loan to value: The maximum percentage of the home’s value that will be lent by a lending institution.

Fees and conditions: Any discounts or rate reductions for having payments automatically debited from another account.

Advertiser comments: Additional information given by the listed institutions.

Location: The state and city in which you are seeking a home equity loan. ZIP codes may also be used.

FICO score: The most commonly used credit score. The name comes from the Fair Isaac Corporation, which developed the credit report-based model that is used to predict the likelihood that a person will pay his or her debts.

Avg. rate: The average of all the rates listed in the intro rate column.

Show selected only: This reduces the number of listings in the rate table and compares the products you selected by clicking the check box.

« »
Home equity tip
Figure out what the loan is for and how long you'll need the money to help decide which kind of loan you need. Home equity loans are better for single lump sum expenses while home equity lines of credit, or HELOCs, are best for prolonged expenses, like college tuition.
Home equity tip
A home equity line of credit, or HELOC, has an adjustable rate of interest attached to paying it off, which means that your payments can fluctuate based on the federal funds rate. Think about a home loan if the idea of an adjustable rate unnerves you.
Home equity tip
Know your loan-to-value, or LTV, ratio. This is how much you owe versus how much the home is worth. Many people are in trouble now because their homes dropped in value. You don't want to be stuck owing more than your house is worth.
Quality Assurance
Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.

If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you, please click here.

For an explanation of home equity terms, click here. These rates are updated weekly. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Rates are subject to change without notice and may vary from branch to branch.

Currently there are no rates available for the product you selected. Please select other criteria for your search.
Avg. Rate
Modify Search
Enter ZIP code:

+ click here for more products
+ click here for more products

Connect with us