Bankrate.com makes finding, comparing, and applying for a credit card an easy
process!
Below you will find a listing of some of the most popular cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards
and more.
For more detailed information or to apply online, simply click the "Apply Now" button.
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Capital One® VentureOneSM Rewards Credit Card
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- Click "APPLY NOW" to apply online or call 866-781-9766
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2014
- No foreign transaction fees
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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until June 2014
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N/A
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N/A
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11.9% - 19.9% (V)
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$0
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Excellent Credit
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Capital One® Cash Rewards
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- Click "APPLY NOW" to apply online or call 866-781-9766
- $100 bonus after you spend $500 on purchases within the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until June 2014
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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until June 2014
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0%
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until June 2014
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12.9% - 20.9% (V)
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$0
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Excellent Credit
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Capital One® VentureSM Rewards Credit Card
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- Click "APPLY NOW" to apply online or call 866-781-9766
- 2 miles per dollar on every purchase, every day
- As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012
- Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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13.9% - 20.9% (V)
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$0 intro for first year; $59 after that
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Excellent Credit
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United MileagePlus® Explorer Card
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- NEW! No foreign transaction fees!
- Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
- Check your first bag for free - save up to $100 per roundtrip
- Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
- Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
- Use your miles for any seat, any time, on any United flight
- Your miles don't expire as long as you're a Cardmember, with no limit to the number of miles you can earn
- $0 intro annual fee for the first year, then $95
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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15.24% (Variable)
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$0 intro annual fee for the first year, then $95
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Excellent Credit
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Gold Delta SkyMiles® Credit Card from American Express
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- Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
- Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
- Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
- Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
- $0 introductory annual fee for the first year, then $95.
- Terms and Restrictions Apply.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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None
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None
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None
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None
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15.24% - 19.24% Variable
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$0 intro annual fee for the first year, then $95
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Excellent Credit
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Capital One® Cash Rewards
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- Click "APPLY NOW" to apply online or call 866-781-9766
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn’t expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases until March 2014
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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until March 2014
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N/A
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N/A
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19.8% (V)
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$39
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Average Credit
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Capital One® Card Finder Tool
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- Click "APPLY NOW" to find card offers
- See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more
- Find the right card without affecting your credit score
- Get your results in less than a minute
- 24/7 account access
- $0 Fraud Liability if your card is lost or stolen
- Personalize your card with an image of your choice
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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See Terms
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See Terms
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See Terms
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See Terms
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Various Rates
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See Terms
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N/A
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Barclaycard® Rewards MasterCard® - Excellent Credit
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- Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months
- 0% Introductory APR for 12 months on purchases
- No annual fee
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 points per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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12 billing cycles
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N/A
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N/A
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14.99%-24.99% (Variable)
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$0
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Excellent Credit
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Discover it®
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- The new Discover it card is out to change the way people think about credit cards. Apply online or call 1-888-333-5886
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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6 months
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0%
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18 months
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10.99% - 22.99% (V)*
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$0
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Excellent Credit
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Discover it®
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- The new Discover it card is out to change the way people think about credit cards. Apply online or call 800-628-1537
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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14 months
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0%
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14 months
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10.99% - 22.99% (V)*
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$0
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Excellent Credit
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BankAmericard Travel Rewards® Credit Card
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- Earn 10,000 bonus points when you spend $500 on purchases in the first 90 days of account opening, which can be $100 towards travel purchases
- Earn flexible travel points good for everything from flights to baggage fees
- Earn 1.5 points for every dollar spent on purchases - 50% more than the average rewards programs which only offer 1 point per dollar
- No limit to the total number of points you can earn and points don't expire
- No annual fee
- Simply pay for your travel with your card. Then, call or go online and you can redeem your points for a statement credit towards all or part of your travel purchases
- No foreign transaction fees
- Chip Technology provides you expanded global acceptance when shopping anywhere you go, outside of the U.S.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%*
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12 billing cycles*
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N/A*
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N/A*
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14.99% - 22.99% Variable* on purchases & balance transfers
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None*
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Excellent Credit
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The US Airways Premier World MasterCard®
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- Earn up to 40,000 bonus miles on qualifying transactions
- EXCLUSIVE: Redeem flights for 5,000 fewer miles
- Zone 2 boarding on every flight
- Enjoy 2 miles per $1 spent on US Airways purchases
- Earn 1 mile per $1 spent everywhere else
- Annual companion certificate good for round-trip travel for up to 2 companions at $99 each, plus taxes and fees
- First Class check-in
- Please see terms and conditions for complete details
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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0%
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for the first 15 months
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15.99% or 24.99% (Variable)
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$89
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Excellent Credit
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American Express® Premier Rewards Gold Card
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- Click "APPLY NOW" to apply online or call 866-415-6673
- Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 in one calendar year
- Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
- Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
- Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
- $0 introductory annual fee for the first year, then $175
- Terms and Restrictions Apply
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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Introductory annual fee of $0 for the first year, then $175
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Excellent Credit
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BankAmericard Cash Rewards™ Credit Card
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- Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
- 1% cash back on purchases everywhere, every time
- 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter
- Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
- 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
- No Annual fee
- No rotating categories and your rewards do not expire
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%*
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12 billing cycles*
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0%*
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12 billing cycles for qualifying balance transfers*
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12.99% - 22.99% Variable* on purchases & balance transfers
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None*
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Excellent Credit
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Starwood Preferred Guest® Credit Card from American Express
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- Click "APPLY NOW" to apply online or call 866-415-6673
- Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
- That’s enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
- Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide - with no blackout dates
- Free Flights: redeem Starpoints on over 350 airlines with SPG Flights - with no blackout dates
- Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
- No limits on the number of Starpoints you can earn
- $0 introductory annual fee for the first year, then $65
- Terms and Restrictions apply.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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None
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None
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None
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None
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15.24% - 19.24% variable
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$0 introductory annual fee for the first year, then $65
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Excellent Credit
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Harley-Davidson® Visa® Credit Card
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- Earn 3 points for every $1 spent at Harley-Davidson® dealerships*
- Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants*
- Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash*
- No limit to how much Harley Chrome® Cash you can earn
- Chances to win a new Harley-Davidson® motorcycle every month*
- No Annual Fee
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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|
N/A
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N/A
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N/A
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N/A
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13.99%-22.99% (Variable)
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$0
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Excellent Credit
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BankAmericard® Better Balance Rewards™ Credit Card
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- No annual fee
- Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. Thats up to $100 in cash rewards per year with the card
- Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account
- Low Introductory APR offer
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%*
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12 billing cycles*
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0%*
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12 billing cycles for qualifying balance transfers*
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11.99% - 21.99% Variable* on purchases & balance transfers
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None*
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Excellent Credit
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Barclaycard Arrival World MasterCard — $89 Annual Fee Card
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- Earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next trip!
- 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on all purchases
- No mileage caps and no foreign transaction fees
- Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer — a $49 annual value!
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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12 months
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N/A
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N/A
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14.99%-18.99% (Variable)
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$89, waived for 1st year
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Excellent Credit
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Barclaycard® Ring MasterCard®
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- A low 8% variable APR on balance transfers and purchases
- No Annual Fees
- No Balance Transfer Fees - start saving immediately!
- Choose your card benefits and features
- Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
- Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
- Learn more about personal finance from Barclaycard and other members
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
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Intro APR
|
Intro APR Period
|
|
N/A
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N/A
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N/A
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N/A
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8.00% (Variable)
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$0
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Excellent Credit
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Citi® Hilton HHonorsTM Visa Signature® Card
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- Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
- No annual fee.*
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Purchases
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Balance Transfer
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Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A*
|
N/A*
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N/A*
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N/A*
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14.24% or 16.24%* (Variable)
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None
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Excellent Credit
|
|
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Chase Sapphire Preferred®
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- Click "APPLY HERE" to apply online or call 888-611-2632
- 40,000 bonus points after you spend $3,000 in the first 3 months- that's $500 toward travel rewards!
- 2 points per dollar spent on travel and dining at restaurants & 1 point per dollar spent on all other purchases
- Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate RewardsSM
- No foreign transaction fees
- Receive a 7% Annual Points Dividend on all new points earned on purchases - even on points already redeemed
- 1:1 point transfer to leading frequent travel programs - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points
- Direct access to expert service advisors anytime
- Introductory Annual Fee of $0 the first year, then $95
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Purchases
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Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
15.24% (Variable)
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$0 1st year, then $95
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Excellent Credit
|
|
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Upromise World MasterCard®
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- Earn $50 cash back with your first purchase
- With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard
- Earn 4% back at thousands of participating Upromise dining restaurants
- Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations
- Earn 2% cash back at eligible movie theaters
- Earn 1% cash back everywhere else
- Earn cash back on every purchase with no caps
- 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.
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Purchases
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Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%
|
12 months
|
0%
|
12 months
|
12.99%-20.99% (Variable)
|
$0
|
Excellent Credit
|
|
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The Platinum Card® from American Express
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- Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
- Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™ Select, no foreign transaction fees
- Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
- Terms and restrictions apply
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Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
$450
|
Excellent Credit
|
|
|
1-2-3 REWARDS® Visa® Card
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- Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
- Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC
- 3 points per $1 spent on Kroger family of brand products
- 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
- 1 point per $1 spent anywhere Visa Cards are accepted
- Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
- 0% intro APR* for 9 billing cycles on purchases and balance transfers
- $0 annual fee*
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|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%
|
9 billing cycles
|
0%
|
9 billing cycles
|
13.99%-23.99% (Variable)
|
$0
|
Excellent Credit
|
|
|
Barclaycard Arrival World MasterCard — No Annual Fee Card
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- Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
- 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on travel and dining purchases and 1X miles on all other purchases
- No mileage caps and no foreign transaction fees
- Get 10% miles back when you redeem for travel (e.g. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer — a $49 annual value!
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%
|
12 months
|
N/A
|
N/A
|
14.99%-18.99% (Variable)
|
$0
|
Excellent Credit
|
|
|
Chase Freedom® Visa
|
|
- Click "APPLY NOW" to apply online or call 877-925-1141
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%
|
15 months
|
0%
|
15 months
|
13.99%-22.99% (Variable)
|
n/a
|
Excellent Credit
|
|
|
Citi® Platinum Select® / AAdvantage® Visa Signature® Card
|
|
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
- Your first eligible checked bag is free*
- Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
- Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
- Double AAdvantage® miles on eligible American Airlines purchases*
- Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A*
|
N/A*
|
N/A*
|
N/A*
|
15.24%* (Variable)
|
$95, waived for first 12 months*
|
Excellent Credit
|
|
|
Blue Sky from American Express®
|
|
- Click "APPLY NOW" to apply online or call 866-415-6673
- Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.
- Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
- Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package - with no blackout dates.
- Flexible Bill Payments: pay your bill all at once or over time.
- No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%.
- Terms and Restrictions Apply.
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%
|
12 months
|
None
|
None
|
17.24% - 22.24% Variable
|
$0
|
Excellent Credit
|
|
|
The Priceline Rewards™ Visa® Card
|
|
- Earn 5,000 bonus points after your first purchase
- Earn 5X points on Priceline.com purchases
- Earn 1X point on everything else
- Plus, earn an additional 5,000 bonus points after spending $1,000 on qualifying transactions in the first 90 days of account opening
- Your points can act like cash - Redeem points for statement credits against purchases made on your account
- No limit to the number of points you can earn
- Please see terms and conditions for complete details
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
14.99% or 21.99% (Variable)
|
$0
|
Excellent Credit
|
|
|
Visa® Black CardTM
|
|
- Receive special benefits at over 3,000 hotels, resorts and villas worldwide
- Earn 25,000 bonus points when you spend $1,500 within 90 days of account opening
- 1% cash back as a statement credit
- 100% more value on airfare rewards. It only takes 25,000 points to get a $500 ticket
- 24-Hour Concierge Service
- Unlimited VIP Airport Lounge Visits
- Luxury Gifts
- Excellent Credit Needed
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
0%
|
15 billing cycles
|
14.99% (Variable)
|
$495
|
Excellent Credit
|
|
|
Marriott Rewards® Premier Credit Card
|
|
- Enjoy up to 7 Free Nights To Start!
- New! Smart Chip Technology and No Foreign Transaction Fees!
- Earn 5 points for every $1 spent at Marriott® locations
- Earn 2 points for every $1 spent on airline tickets purchased directly with the airline, and at car rental agencies & restaurants
- Earn 1 point for every $1 spent on other purchases
- Receive 1 free night stay after account approval and each year upon account anniversary
- Cardmembers achieve Silver Elite status with 15 nights credit toward Elite status
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
15.24% (Variable)
|
$0 1st year, then $85
|
Excellent Credit
|
|
|
BBVA Compass ClearPoints Credit Card
|
|
- This credit card program is only available to residents of Alabama, Arizona, California, Colorado, Florida, New Mexico and Texas.
- For a limited time, earn $100 statement credit when you make at least $1,500 in qualifying purchases within 3 months from account opening
- 0% intro APR on purchases for 6 months, 9.24-23.24% variable APR after that
- Either 0% or 3.99% intro APR on balance transfers for 12 months based on your credit worthiness, 9.24-23.24% variable APR after that
- Earn 1 CompassPoint for every $1 you spend on qualifying purchases. Redeem points for account credits, gift cards, travel, merchandise, or to make charitable contributions.
- Multiply your points earning power - earn additional points at several participating retailers
- No penalty APR
- Visa Zero liability - you will not be held responsible for fraudulent charges
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%
|
6 months
|
0% or 3.99%
|
12 months
|
9.24% - 23.24%* (Variable)
|
$0
|
Excellent Credit
|
|
|
Citi® Hilton HHonorsTM Reserve Card
|
|
- Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
- Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
- Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
- Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
- Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
- No foreign transaction fees on purchases*
- Travel with ease and enjoy global acceptance with your Citi chip credit card
- Earn an anniversary bonus of 1 weekend night certificate at select hotels and resorts within the Hilton HHonors portfolio each cardmembership year with qualifying purchases*
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A*
|
N/A*
|
N/A*
|
N/A*
|
15.24%* (Variable)
|
$95*
|
Excellent Credit
|
|
|
Chase Sapphire® Card
|
|
- Click "APPLY NOW" to apply online or call 877-648-1316
- 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel rewards!
- 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
- Direct access to expert service advisors anytime
- No annual fee!
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
15.24% (Variable)
|
$0
|
Excellent Credit
|
|
|
NFL Extra Points Credit Card
|
|
- All 32 teams and NFL Shield card available
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%
|
12 billing cycles
|
0%
|
12 billing cycles
|
13.74% - 22.74% (Variable)
|
$0
|
Excellent Credit
|
|
|
British Airways Visa Signature® Card
|
|
- You will get 50,000 bonus Avios after you make $1,000 in purchases within the first 3 months of account opening
- Plus pay no foreign transaction fees when you travel abroad
- You will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases
- Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
- Chip with Signature Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
15.24% (Variable)
|
$95
|
Excellent Credit
|
|
|
The Carnival™ MasterCard®
|
|
- 0% APR on purchases and balance transfers for the first 12 months after account opening (after that a variable APR currently 13.99% - 20.99%)
- Earn 5,000 bonus points when you use your card for the first time
- Earn DOUBLE points on any Carnival™ purchase
- Earn 1 point per $1 spent everywhere else
- Redeem points for cruises on Carnival™ or other eligible World's Leading Cruise Lines vacations, hotel or flight discounts, onboard gifts and services, merchandise or gift cards
- No Annual Fee
- Please see terms and conditions for complete details
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%
|
12 months
|
0%
|
12 months
|
13.99%-20.99% (Variable)
|
$0
|
Excellent Credit
|
|
|
Citi® Dividend Platinum Select® Visa® Card
|
|
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%*
|
12 months*
|
0%*
|
12 months*
|
12.99%-22.99%* (Variable)
|
$0*
|
Excellent Credit
|
|
|
Citi ThankYou® Card
|
|
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%*
|
15 months*
|
0%*
|
15 months*
|
12.99%-22.99%* (Variable)
|
$0*
|
Excellent Credit
|
|
|
Williams-Sonoma Visa® Signature Card
|
|
- Receive 2,500 bonus points upon your first purchase
- Enjoy free Online Shipping for one year
- Earn 3 Points per $1 spent at Williams-Sonoma
- Earn 1 Point per $1 spent everywhere else
- Earn $25 Gift Card bonuses or statement credits
- Exclusive access to culinary experiences around the world
- Plus no annual fee
- Please see terms and conditions for complete detail
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
0%
|
15 billing cycles
|
13.74%-21.74% (Variable)
|
$0
|
Excellent Credit
|
|
|
AeroMexico Visa Signature® Card
|
|
- Double miles on gas, groceries and Aeromexico ticket purchases
- 1 mile per $1 spent on everything else
- 20,000 First-Use bonus miles - enough for a round-trip ticket
- Complimentary Companion Certificate
- Complimentary Salon Premier Lounge access
- Complimentary checked bag and Aeromexico ticket discount
- $0* intro annual fee for the first year, thereafter up to $80*
- Renewal bonus miles, plus $99 Complimentary Companion Certificate with credit card renewal
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
12.99% - 19.99% (Variable)*
|
$0 1st year, then $80
|
Excellent Credit
|
|
|
Virgin America Visa® Signature Card
|
|
- Earn up to 15,000 Bonus Points on qualifying transactions
- Enjoy 3 Points per $1 on Virgin America purchases
- Earn 1 Point per $1 spent everywhere else
- Low Intro rate on balance transfers for the first 15 months after account opening
- $150 off a companion ticket every year
- No blackout dates on any seat, at any time for reward flights
- Please see terms and conditions for complete details
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
0%
|
15 billing cycles
|
15.99% or 24.99% (Variable)
|
$49
|
Excellent Credit
|
|
|
Citi ThankYou® Preferred Rewards Card
|
|
- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%*
|
12 months*
|
0%*
|
12 months*
|
12.99%-22.99%* (Variable)
|
$0*
|
Excellent Credit
|
|
|
LANPASS Visa Signature® Card
|
|
- 1 LANPASS Mile for every $1 you spend
- No Cap on Miles Earned
- 20,000 Bonus Miles with your first card use
- 4,000 Bonus Miles with your annual credit card renewal
- Double Miles on LAN ticket purchases
- $0 Introductory Annual Fee for the first year, thereafter $75*
- No annual fee for the first year ($75 thereafter)*
- 20% discount on LAN purchase (up to $1,000) 1 time per year
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
12.99%-19.99% (Variable)
|
$0 1st year, then $75
|
Excellent Credit
|
|
|
U.S. Bank FlexPerks® Travel Rewards Visa Signature® card
|
|
- Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- $0 Annual Fee* the first year, after that $49*
- Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%
|
12 billing cycles
|
0%
|
12 billing cycles
|
13.99%-23.99% (Variable)
|
$0 1st year, then $49
|
Excellent Credit
|
|
|
SKYPASS Visa® Signature Credit Card
|
|
- Get up to 15,000 Bonus Miles after your first purchase
- Earn 1 mile for every $1 you spend in net purchases
- Double Miles on Korean Air ticket purchases
- Redeem miles for award travel and upgrades on any SkyTeam partner, including Korean Air and domestic carriers such as Alaska Airlines and Delta Air Lines
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
12.99% - 19.99% (Variable)*
|
$80
|
Excellent Credit
|
|
|
Capital One® Cash Rewards for Newcomers
|
|
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
24.9% (V)
|
$0
|
Fair Credit
|
|
|
The L.L.Bean Visa Card
|
|
- No Annual Fee
- Earn 3% rewards on L.L.Bean purchases
- Earn 1% rewards on all other purchases
- Receive $10 L.L.Bean Coupons as you earn them
- Enjoy free returns and free monogramming at L.L.Bean
- Please see terms and conditions for complete detail
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
0%
|
12 months
|
13.99%-19.99% (Variable)
|
$0
|
Excellent Credit
|
|
|
Ace Rewards® Visa Card
|
|
- Earn Rewards faster
- Up to 10% back quarterly in popular categories
- Up to 5% back on Ace purchases
- 2% back on gas and groceries
- 1% in Rewards everywhere else Visa is accepted
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
13.99% - 22.99%* (Variable)
|
$0
|
Excellent Credit
|
|
|
LifeMiles Visa Signature® Card
|
|
- Earn 1 LifeMile for every net $1 you spend
- 20,000 bonus LifeMiles with your first card use
- 6,000 bonus LifeMiles with your annual credit card renewal
- Double LifeMiles on Avianca and TACA Airlines ticket purchases
- 50% Excess Baggage Redemption Discount on TACA Airlines
- $0 Introductory Annual Fee for the first year, thereafter $75*
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
12.99%-19.99% (Variable)
|
$0 1st year, then $75
|
Excellent Credit
|
|
|
The Lufthansa Premier Miles & More World MasterCard®
|
|
- Earn 20,000 award miles after your first purchase
- Earn an additional 30,000 award miles when you spend $5,000 on purchases in the first 90 days
- Cardholders receive a companion ticket annually.
- Enjoy 2 award miles per $1 on Miles & More integrated airline ticket purchases
- Earn 1 award mile per $1 spent everywhere else
- No mileage expiration with monthly qualifying purchases
- 0% Intro APR on purchases and balance transfers for the first 12 months after account opening, after that a variable APR currently 15.99% to 24.99% depending upon your creditworthiness.
- Please see terms and conditions for complete details
|
|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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12 billing cycles*
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0%
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12 billing cycles*
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15.99% or 24.99%* (Variable)
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$79
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Excellent Credit
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Credit card definitions
Purchases Intro APR: The initial interest rate that is charged for a specified period of time.
Purchases Intro period: The period of time for which the introductory interest rate is in effect.
Regular APR: The interest rate charged after the introductory rate has expired.
Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.
Balance transfer: Moving unpaid credit card debt from one issuer to another.
Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.
Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.
Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.
Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.