Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular credit cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.
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Capital One® No Hassle Miles(SM) Rewards
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- 1 mile per dollar spent on purchases up to $1,000 each month
- 2 miles per dollar above $1,000 each month
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No blackout dates and no seat restrictions
- Fly FREE on any airline to any destination
- No foreign transaction fees
- 0% APR on purchases until November 2010
- No annual fee
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% on purchases |
until November 2010 |
13.90% (V) |
None |
Yes |
Excellent |
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Platinum Delta SkyMiles(R) Credit Card from American Express
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- Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
See Terms* |
See Terms* |
14.50% |
$150 per year |
Yes |
Excellent |
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FREE SPIRIT(TM) Onyx World MasterCard®
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- Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- Get up to 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Get complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
- Your miles never expire and more
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
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0% |
6 Months* |
14.24%-17.24% |
See Terms* |
Yes |
Good |
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Escape by Discover® Card
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- 25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
- Unlimited Double Miles on all purchases
- Book any travel, anytime with no blackout dates or restrictions
- 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
- Enhanced travel benefits
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
- $60 Annual Fee
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
6 months* |
11.99% - 18.99%* |
$60* |
Yes |
Excellent |
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Miles by Discover® Card
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- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire
- No Annual Fee
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes |
Good |
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Capital One® No Hassle Miles(SM) Ultra—For Professionals
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- 2 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don't expire
- No blackout dates and no seat restrictions
- Use miles for Travel, Merchandise, Gift Cards and more
- 0% APR on purchases until November 2010
- No foreign transaction fees
- Concierge services—from flowers to flights, have someone else do it for you
- Fly FREE on any airline to any destination
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% on purchases |
until November 2010 |
13.90% (V) |
$39 |
Yes |
Excellent |
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Chase Sapphire(SM)
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- 10,000 Bonus Points after first purchase
- 2X on all airfare booked through Ultimate Rewards
- No earning caps, point expiration, or blackout dates
- Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
- 1 point for every dollar on all other purchases
- 24/7 Dedicated service advisor (No voice recording)
- Premier travel protection benefits
- No Annual Fee
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
N/A |
N/A |
As low as 12.24% |
None |
Yes |
Excellent |
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Delta Reserve Credit Card
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- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
See Terms* |
See Terms* |
14.50% |
$450 per year |
Yes |
Excellent |
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Citi PremierPass® Card - Elite Level
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- 20,000 bonus points after $600 in purchases made within 3 months of account opening*
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
- Earn 1 point for every mile friends and family fly on tickets purchased with your card*
- Get a complimentary companion ticket when you buy a qualifying ticket*
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
N/A |
N/A |
14.24% (V) |
$75 Annually |
Yes |
Good |
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Platinum Card(R) from American Express
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- Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
- Complimentary Airport Club Access
- The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
N/A |
N/A |
N/A |
$450 annual fee |
N/A |
Excellent |
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Credit card definitions
Intro APR: The initial interest rate that is charged for a specified period of time.
Intro period: The period of time for which the introductory interest rate is in effect.
Regular APR: The interest rate charged after the introductory rate has expired.
Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.
Balance transfer: Moving unpaid credit card debt from one issuer to another.
Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.
Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.
Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.
Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.